Aishwarya Gramin Nidhi Limited

U65900KL2022PLN075839ActivePublic · Non-govt companyRoC-ErnakulamUnlisted
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed

Aishwarya Gramin Nidhi Limited is a Public Non-govt company company incorporated in 2022 and based in Kerala, India. It was founded by Kuttappan. Aishwarya Gramin Nidhi Limited operates in Financial Services (NIC 65900) with authorized capital of ₹10.00 L and paid-up capital of ₹10.00 L. For 2023-24, the company reported revenue of ₹3.94 L and profit after tax of ₹27.4K. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsDirectors not yet extracted · awaiting MGT-7
Revenue (latest FY)
₹3.94 L
2023-24
PAT (latest FY)
₹27.4K
Margin 7.0%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹10.00 L
100% of authorized
Filings on Record
0
All current
Incorporated
2022
4 years old
State
Kerala
Sector
Financial Services
NIC 65900
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹10.00 L
Paid-up Capital
₹10.00 L
100% utilized
Members
Last AGM
Last Balance Sheet
Latest Filing
Registered Email
s************(at)gmail.com
Registered Office
SHOP NO. 5/725, PULINKOOTTAM TOWN, KANNAMBRA PANCHAYATH, PALAKKAD Palakkad KL 678683 IN

Quick facts

Identity · Activity · Auditor · Contact
Registered office
SHOP NO. 5/725, PULINKOOTTAM TOWN, KANNAMBRA PANCHAYATH, PALAKKAD Palakkad KL 678683 IN
NIC code
65900
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
s************(at)gmail.com
Section
Financial Services
ROC
RoC-Ernakulam
Website
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
26 May 2022 ·

Directors

From MGT-7 annual returnLocked
MK
Meera Krishnan
Director
8.0y · Pune · DIN 8821731
PN
Priya Nair
Director
8.6y · Mumbai · DIN 4804573
Get the full board of directors

Directors, DINs & appointment history for Aishwarya Gramin Nidhi Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2522 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 20230dfiled
MGT-7FY2023-2422 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 2022+14dfiled
MGT-7FY2022-2323 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Aishwarya Gramin Nidhi Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
616646965Axis Bank Ltd(Bank)₹20.47 Cr27 Jan 2020Satisfied
103376640HDFC Bank Ltd(Bank)₹22.88 Cr27 Jan 2021Open
112153508State Bank of India(Bank)₹12.40 Cr19 Sep 2021Satisfied
229103380State Bank of India(Bank)₹24.25 Cr19 Sep 2023Open
598847826ICICI Bank Ltd(Bank)₹9.28 Cr04 Jul 2019Open
See registered charges & lenders

Charge IDs, lenders & amounts for Aishwarya Gramin Nidhi Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA2 reporting years
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹2.54 L₹5.07 L₹7.61 L₹16.1K₹7.24 L2022-232023-24
FYRevenuePATNet WorthTotal AssetsEmployees
2023-24
2022-23

Detailed Financials

2 FYsIncome statement + balance sheet
Line item2023-242022-23
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filings
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue2023-24+100.0%
Profit after Tax2023-24
Net Worth2023-24+61.0%

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2022-23-1261.12%-67.76%-31.00%2.19
2023-24+6.97%+471.81%+1.79%+0.65%2.73

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters12,25,26,95168.18%
Institutional Investors342,70,71512.93%
Public & Others4862,42,43518.89%
See the full shareholding pattern

Promoter, institutional & public holding for Aishwarya Gramin Nidhi Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

104 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
3rd quartile · P46
PAT (latest FY)
2nd quartile · P73
Employees
Paid-up capital
3rd quartile · P25
Compliance Health
96
96
96
Bottom quartile · P13

Top 10 in Financial Services

by healthView all ›
01
Icici Bank Limited
Gujarat · Inc 1994
Paid-up
Revenue
A · 96
02
Mahindra And Mahindra Limited
Maharashtra · Inc 1945
Paid-up
Revenue
A · 96
03
Hdfc Bank Limited
Maharashtra · Inc 1994
Paid-up
Revenue
A · 96
04
Paid-up
Revenue
A · 96
05
Paid-up
Revenue
A · 96
06
More Retail Private Limited
Maharashtra · Inc 1988
Paid-up
Revenue
A · 96
07
Paid-up
Revenue
A · 96
08
Paid-up
Revenue
A · 96
09
Reliance Securities Limited
Maharashtra · Inc 2005
Paid-up
Revenue
A · 96
10
Paid-up
Revenue
A · 96

Events & timeline

2Filings, charges, board changes
26 May 2022
Company incorporated
Aishwarya Gramin Nidhi Limited registered with RoC-Ernakulam; year 2022
26 May 2022
Kuttappan appointed as Director

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Aishwarya Gramin Nidhi Limited

When was Aishwarya Gramin Nidhi Limited incorporated?
Aishwarya Gramin Nidhi Limited was incorporated in 2022 (around 26 May 2022). Its CIN is U65900KL2022PLN075839 and it is registered with RoC-Ernakulam.
Where is Aishwarya Gramin Nidhi Limited located?
Aishwarya Gramin Nidhi Limited is headquartered in Kerala, at: SHOP NO. 5/725, PULINKOOTTAM TOWN, KANNAMBRA PANCHAYATH, PALAKKAD Palakkad KL 678683 IN .
What sector does Aishwarya Gramin Nidhi Limited operate in?
Aishwarya Gramin Nidhi Limited operates in the Financial Services sector (NIC code 65900), classified as Non-govt company.
Who are the directors of Aishwarya Gramin Nidhi Limited?
Director details for Aishwarya Gramin Nidhi Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Aishwarya Gramin Nidhi Limited?
Aishwarya Gramin Nidhi Limited has authorized capital of ₹10.00 L and paid-up capital of ₹10.00 L.
Does Aishwarya Gramin Nidhi Limited have any open charges?
Aishwarya Gramin Nidhi Limited has no open MCA-registered charges on record.
What is Aishwarya Gramin Nidhi Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Aishwarya Gramin Nidhi Limited is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.