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PF Return Filing

File your PF returns online through RegisterKaro in very effective cost. We are providing hassle free Provident Fund (PF) Return Filing Service.

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What is PF?

A social security system known as Provident Fund was established in order to encourage employees to save and to benefit them in retirement. Each month, the employee and the employer contribute to the Provident Fund (PF). With a few notable exceptions, an employee’s contribution to the PF may only be withdrawn during the duration of their job. Employers registering with PF are required to submit their PF returns on a monthly basis. Each month’s 25th is the deadline for completing the PF return files. We shall go into great detail regarding the several forms that are used to file PF returns here. Employers can utilize the Unified site to conveniently file their PF returns.

Provident Fund

What is PF?

Who can apply for PF?

All businesses that have registered for employee provident funds, or EPFs, are required to file an EPF return each month. Filing the EPF Returns is required if you have an EPF Registration. Employer and employee contributions to the Employee Provident Fund (EPF) total 12% of base pay over the course of employment. The employee’s EPF account receives a 3.67 percent transfer from the employer. The Employees Pension Fund (EPF) receives the remaining 8.33 percent from the employer. When the employee retires (on or after age 58), if they are jobless for two months, or if they pass away before reaching the designated retirement age, they may withdraw this sum.

Who can apply for PF?

Why to opt for PF Return?

Opting for PF return offers range of benefits to the user, which includes:

Why to opt for PF Return?

Compliance adherence: The law requires that PF returns be filed, and noncompliance can result in fines and penalties.

Employee Security: A key component of a worker’s social security is their PF contributions, and timely filing of PF forms guarantees that their contributions are correctly recorded.

Tax Benefits: Employers can claim tax benefits by filing PF returns on a regular basis, and PF payments are tax deductible.

Systematic Record-Keeping: By filing PF returns on a regular basis, companies may keep track of and manage employee benefits more easily by keeping organized records of their employees’ PF contributions.

Documents required for PF Return

Following are the general documents you will need to regulate the PF Return, however, this list is not exhaustive:

1: Employer Contribution in EPF

2: Employee Contribution in EPF

3: ECR Challan [copy]

4: Employee’s UAN Details [KYC Compiled]

Documents required for PF Return

Forms to be familiar with for PF Return

Forms to be familiar with for PF Return

Form 2: Under the Employment Provident Fund and Employment Family Pension Scheme Flagship scheme, it is filed as a declaration and nomination. When an employee joins the company, they must file Form 2. This form must be turned in along with Form 5. Form 2 is separated into two sections, Part A and Part B. Nominating the beneficiaries of an account holder’s EPF balance in the case of their death is covered in Part A of Form 2. Furthermore, the nominee’s details from Part A should be provided in Part B as well.. Once more, this part needs to be properly signed, or a thumb impression needs to be produced at the conclusion.

Form 5: The information on newly enlisted employees in the provident fund program is included in Form 5, a monthly report. Details like the name of the organization, its address, its code, the employee’s account number, their name, their middle name (husband or father), their date of birth, their joining date, and their work history must all be included in Form 5.

Form 10: The information about the employees who have stopped participating in the program for that particular month is included in a monthly report. Details like the account number, the employee’s name, the name of the spouse or father, the date of service termination, and the reason for service termination are all included in Form 10.

Form 12 A: The payment information that was contributed to each employee’s account for a specific month is listed in this Form 12 A report.

Form 3A: The Employee Provident Fund and Employee Pension Fund contributions made by subscribers, members, and employers over the course of a year are shown on Form 3A, month by month. Every person involved in the scheme calculates the data.

Form 6A: Another form for consolidated annual contribution statements that contains information about each establishment member’s yearly contribution is Form 6A.

How to file PF Return?

You may follow the given step-by-step instructions to file your PF Return

Step 1: Login into Portal

After registering successfully for the Unified Shram Suvidha Portal, use the login credentials that were supplied to your email address to access the EPFO portal.

Step 2: Download the form

Go to Payment and select “ECR/Return Filing” by clicking. Next, select the pay month for which you wish to file a PF return, click on “ECR Upload,” then select “Download ECR File,” “ECR File Download,” and “ECR File Type.” You will obtain an ECR file with the list of employees compared to their UAN.

Step 3: Enter details

Now enter details such as Gross wages which includes EPF Wages, EPS Wages, EDLI wages, remitted EPF Contribution, etc.

Step 4: Save the file

Save the Excel file as a CSV file after that. Ensure that the first column with the details is deleted. Now, open the CSV file and eliminate any unnecessary commas. After that, save the file as a text document and replace all of the commas (,) that separate two fields with #~#.

Step 5: Upload the File

After logging in, navigate to Payments ECR Filing ECR Upload on the EPFO Portal. After choosing the wage month to file the return for and providing the other necessary information, upload the text file.

Step 6: TRN Generation & payment

A Temporary Return Reference Number (TRRN) will thereafter be generated once the uploaded ECR has been verified. Additionally, select “Prepare Challan” and enter the appropriate EDLI and EPF costs. Include the number of workers, the number of workers who are excluded, and the workers’ salaries. Click “Generate Challan” “Finalize” now, and then click “Pay” to complete the payment.

Consequences of non-filing of PF Return

In event of late filing of PF Return attracts penalty on the applicant. The penalty can be observed in the following manner:

  1. 5% rate of penalty on the furnished amount if the filing is done beyond due date but before 2 months
  2. 10% rate of penalty on the furnished amount if the filing is done after 2 months but before 4 months from the due date
  3. 15% rate of penalty on the furnished amount if the filing is done after 4 months but before 6 months from the due date
  4. 25% rate of penalty on the furnished amount if the filing is done after 6 months from the date of filing.
Consequences of non-filing of PF Return

Key points to remember for PF Return

Key points to remember for PF Return
  1. The EPF deducts payments from more than just your pay. Additionally, your employer is required to contribute the same amount each month to your EPF account.
  2. Workers are required to link their bank account and Aadhaar number to their UAN.
  3. Anyone is eligible to be nominated for an EPF account. The nominee will settle the account balance in the event of the account holder’s passing.
  4. By sending Form 2 to the EPFO or financial department of your business, you can modify the nominee.
  5. Up to Rs 1,250, or about 8.33% of your employer’s monthly contribution, would go toward the Employee Pension Scheme (EPS). When you retire and meet the requirements, this will assist you in receiving a monthly pension.
  6. One can only be able to take out a portion of the balance from your EPF account, depending on the reason for the withdrawal, if you choose to quit your employment and take the entire sum with you. A few legitimate explanations include being unemployed, retiring, buying land, building or renovating a home, getting married, going to school, paying back a mortgage, and having health issues.
  7. You can take 100% of the sum in your EPS account if you are retiring and have worked continuously for the past ten years.
  8. If you haven’t had a job for ten years straight, you can only take out funds from your EPS account in accordance with the legal rules.

Why Choose RegisterKaro for your PF Return?

RegisterKaro has been one stop solution for the PF Return related services for the varied ranges of benefits such as: :

Pool of Experts: RegisterKaro holds a large pool of Experts from all over the world specializing in PF Return services. Our team of experts makes sure that your work is taken care of in the most effective manner possible.

Cost-effective: RegisterKaro PF Return services are of premium quality at the most efficient rate, which suits the client’s pocket, making sure that quality service is not the only thing the client gains on our platform.

Client-oriented approach: Our team of experts is well trained and equipped with a client-oriented approach, keeping in mind that the process must be client-centric, focusing on meeting all the requirements of their business and, therefore, satisfying their needs.

Process Alteration: For the fact that we focus on a Client-centric approach, we keep our process structurization open for the client to alter it as per their need, requirements, and vision. For us, obtaining the best results is the focus, along with the Client satisfaction.

Trusted partner of 10000+ Clients: RegisterKaro has earned the trust of more than 10000+ clients who have availed our PF Return services. Their trust in us from a term in continuity is proof of our services backed by quality and assurance.

Why Choose RegisterKaro for your PF Return?

Why RegisterKaro?

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250+ Experts

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What are the returns on PF?

For FY 2022–2023, the EPF Interest Rate is set at 8.15%. Nevertheless, the EPF account does not get the full 12% of the employer contribution. The employee’s EPF account receives the remaining 3.67% of the 12% contribution, with 8.33% going to the Employee Pension Scheme Account.

How can I return my PF amount?

To access the EPFO website, you need to enter your password, captcha, and UAN (Universal Account Number). Next, select “Claim (Form 31, Form 19, Form 10C and Form 10D)” by clicking on the “Online Services Tab.” Click “Verify” after entering the bank account number associated with your Provident Fund account.

What is the PF annual return?

It is the procedure for sending the EPFO the PF returns. These returns include details on the total earnings, number of employees, and PF account numbers, as well as information about the employer and employee’s contributions to the Provident Fund.

What is the return of EPF per year?

Every year, the interest rate on EPF is reviewed. For the fiscal year 2023–2024, the EPF interest rate is 8.15%.

What happens to PF after 5 years?

When an account holder prematurely withdraws their PF amount, they might also reduce their tax obligation. Withdrawals are typically subject to TDS. But, as per the updated EPF withdrawal guidelines for 2024, there won’t be any TDS applied to fund withdrawals made after at least five years of service.

What is the PF deduction for 25000 salary?

You will contribute Rs. 3,000 per month, or 12% of Rs. 25,000, to the Employee Provident Fund (EPF). The monthly contribution made by your company to your EPF is Rs. 917.50, or 3.67% of Rs. 25,000.

Does PF interest stop after 3 years?

The tenure of membership is not limited. One can maintain their membership even after departing the establishment. But if a PF account is left unfunded for three years in a row, the account will no longer be eligible for interest payments three years after the contributions ceased.

How is PF calculated above 15000?

Employees making more than Rs. 15,000 a month, however, are still free to make voluntary contributions. Employer and employee contributions to the Employee Provident Fund (EPF) total 12% of the employee’s base pay + dearness allowance.

Are PF returns tax free?

Normally, interest received on EPF contributions is tax-free, but starting in FY 2021–2022, if it is above a threshold set by the EPFO, it will be subject to taxation. For most employees, the cap is Rs 2.5 lakh; for government employees, who do not get employer contributions to EPF, it is Rs 5 lakh.