Altum Credo Home Finance Private Limited
U65999PN2016PTC166384ActivePrivate · Non-govt companyROC - PUNEUnlisted
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed
Altum Credo Home Finance Private Limited is a Private Non-govt company company incorporated in 2016 and based in PN, India. Altum Credo Home Finance Private Limited operates in Financial Services (NIC 65999) with authorized capital of ₹106.35 Cr and paid-up capital of ₹80.34 Cr. For 2018-19, the company reported revenue of ₹3.94 Cr and a net loss of ₹1.04 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Risk FlagsDirectors not yet extracted · awaiting MGT-7AGM 1850d ago · may be overdue
Revenue (latest FY)
₹3.94 Cr
2018-19
PAT (latest FY)
₹-1.04 Cr
Margin -26.3%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹80.34 Cr
76% of authorized
Filings on Record
0
All current
Incorporated
2016
10 years old
State
PN
Sector
Financial Services
NIC 65999
Class
Private
Sub-category
Non-govt company
Authorized Capital
₹106.35 Cr
Paid-up Capital
₹80.34 Cr
76% utilized
Members
—
Last AGM
19 Jul 2021
1850d ago
Last Balance Sheet
31 Mar 2021
1960d ago
Latest Filing
—
Registered Email
v******(at)altumcredo.com
Registered Office
CTS No - 1074/1, Plot No - 426/1, Gokhale Road Model Colony, Shivajinagar Pune Pune MH 411016 IN
ALTUM CREDO HOME FINANCE PRIVATE LIMITED
Brand ALTUM CREDO HOME FINANCE PRIVATE LIMITED · Legal entity Altum Credo Home Finance Private Limited
ALTUM CREDO HOME FINANCE PRIVATE LIMITED is the legal entity of ACHF.
Total Funding
Latest Round
—
Revenue
Valuation
Funding Rounds
—
Employees
891
Stage
—
HQ
—
Founded
2016
Joined to MCA on CIN U65999PN2016PTC166384
Quick facts
Registered office
CTS No - 1074/1, Plot No - 426/1, Gokhale Road Model Colony, Shivajinagar Pune Pune MH 411016 IN
NIC code
65999
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
v******(at)altumcredo.com
Section
Financial Services
ROC
ROC - PUNE
Website
—
Class · sub-category
Private · Non-govt company
Incorporation · Last AGM
12 Sept 2016 · 19 Jul 2021
Directors
LockedAM
Arun Malhotra
Director9.0y · Bengaluru · DIN 3091693
SG
Sneha Gupta
Director6.7y · Ahmedabad · DIN 3714037
Get the full board of directors
Directors, DINs & appointment history for Altum Credo Home Finance Private Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +35d | filed |
| MGT-7 | FY2024-25 | 20 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 23 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 25 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Altum Credo Home Finance Private Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 787485671 | ICICI Bank Ltd(Bank) | ₹11.46 Cr | 12 Mar 2020 | Open |
| 612205432 | HDFC Bank Ltd(Bank) | ₹12.34 Cr | 12 Mar 2019 | Satisfied |
| 794925895 | State Bank of India(Bank) | ₹91.65 L | 19 Sep 2019 | Open |
| 841463389 | Axis Bank Ltd(Bank) | ₹17.56 Cr | 19 Sep 2021 | Open |
| 291246824 | Kotak Mahindra Bank Ltd(Bank) | ₹20.33 Cr | 19 Sep 2019 | Satisfied |
See registered charges & lenders
Charge IDs, lenders & amounts for Altum Credo Home Finance Private Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCARevenue (bars) vs PAT (line) by FY
Revenue PAT
| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2018-19 | — |
Detailed Financials
1 FYs| Line item | 2018-19 |
|---|---|
| Income statement | |
| Revenue from operations | |
| Other income | |
| Total income | |
| Total expenses | |
| Profit before tax | |
| Profit / (Loss) after tax | |
| Balance sheet | |
| Equity / Net worth | |
| Borrowings | |
| Current liabilities | |
| Total liabilities | |
| Current assets | |
| Cash & equivalents | |
| Total assets | |
| Employees | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹74.02 Cr | +26.3% | +1.2% | +13.5% |
| Profit after Tax | ₹9.00 Cr | -1.0% | +21.7% | +3.8% |
| Net Worth | ₹59.09 Cr | -2.7% | -1.0% | +16.3% |
| Employees | 64 | +20.4% | +10.4% | +8.8% |
Gain deeper financial insights of this entity
Audited financials & ratios for Altum Credo Home Finance Private Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2018-19 | -26.35% | — | -1.17% | -1.14% | 1.03 |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 4 | 2,43,56,771 | 59.81% |
| Institutional Investors | 3 | 58,92,921 | 14.47% |
| Public & Others | 10 | 1,04,72,437 | 25.72% |
See the full shareholding pattern
Promoter, institutional & public holding for Altum Credo Home Finance Private Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
45 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
Top quartile · P100
PAT (latest FY)
Bottom quartile · P0
Employees
—
—
—
—
Paid-up capital
Top quartile · P100
Compliance Health
96
96
96
Bottom quartile · P9
Events & timeline
615 Dec 2021
Himanshu appointed as Director
18 Nov 2021
Avishek appointed as Director
25 Sept 2020
Subit appointed as Director
12 Mar 2020
Sushma appointed as Director
06 Jun 2017
Vikrant appointed as Director
12 Sept 2016
Company incorporated
Altum Credo Home Finance Private Limited registered with ROC - PUNE; year 2016
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Altum Credo Home Finance Private Limited
When was Altum Credo Home Finance Private Limited incorporated?
Altum Credo Home Finance Private Limited was incorporated in 2016 (around 12 Sept 2016). Its CIN is U65999PN2016PTC166384 and it is registered with ROC - PUNE.
Where is Altum Credo Home Finance Private Limited located?
Altum Credo Home Finance Private Limited is headquartered in PN, at: CTS No - 1074/1, Plot No - 426/1, Gokhale Road Model Colony, Shivajinagar Pune Pune MH 411016 IN .
What sector does Altum Credo Home Finance Private Limited operate in?
Altum Credo Home Finance Private Limited operates in the Financial Services sector (NIC code 65999), classified as Non-govt company.
Who are the directors of Altum Credo Home Finance Private Limited?
Director details for Altum Credo Home Finance Private Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Altum Credo Home Finance Private Limited?
Altum Credo Home Finance Private Limited has authorized capital of ₹106.35 Cr and paid-up capital of ₹80.34 Cr.
Does Altum Credo Home Finance Private Limited have any open charges?
Altum Credo Home Finance Private Limited has no open MCA-registered charges on record.
What is Altum Credo Home Finance Private Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Altum Credo Home Finance Private Limited is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.