Cheraman Financial Services Limited
Cheraman Financial Services Limited is a Public Non-govt company company incorporated in 2009 and based in Kerala, India. Cheraman Financial Services Limited operates in Activities of commercial loan companies. (NIC 65923) with authorized capital of ₹1000.00 Cr and paid-up capital of ₹33.87 Cr. For 2018-19, the company reported revenue of ₹1.92 Cr and a net loss of ₹1.46 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Cheraman Financial Services Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +12d | filed |
| MGT-7 | FY2024-25 | 20 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 23 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 26 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Cheraman Financial Services Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 164388199 | Kotak Mahindra Bank Ltd(Bank) | ₹5.88 Cr | 12 Mar 2019 | Open |
| 965116103 | Axis Bank Ltd(Bank) | ₹21.54 Cr | 04 Jul 2020 | Open |
| 575088171 | State Bank of India(Bank) | ₹2.86 Cr | 27 Jan 2019 | Satisfied |
| 668438228 | Axis Bank Ltd(Bank) | ₹21.95 Cr | 19 Sep 2022 | Satisfied |
| 819657808 | State Bank of India(Bank) | ₹3.45 Cr | 19 Sep 2022 | Open |
Charge IDs, lenders & amounts for Cheraman Financial Services Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCA| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2018-19 | — | ||||
| 2016-17 | — |
Detailed Financials
2 FYs| Line item | 2018-19 | 2016-17 |
|---|---|---|
| Income statement | ||
| Revenue from operations | ||
| Other income | ||
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| Profit before tax | ||
| Profit / (Loss) after tax | ||
| Balance sheet | ||
| Equity / Net worth | ||
| Borrowings | ||
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| Cash & equivalents | ||
| Total assets | ||
| Employees | — | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue2018-19 | +3.0% | — | — | |
| Profit after Tax2018-19 | — | — | — |
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2016-17 | -37.49% | — | — | -2.97% | — | |||
| 2018-19 | -75.75% | +3.16% | -5.54% | -4.92% | 1.13 |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 2 | 3,66,49,177 | 81.84% |
| Institutional Investors | 1 | 18,47,896 | 4.13% |
| Public & Others | 6 | 62,82,898 | 14.03% |
Promoter, institutional & public holding for Cheraman Financial Services Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
82 peersEvents & timeline
2External data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.