Jana Small Finance Bank Limited
L65923KA2006PLC040028ActivePrivateUnlisted
Last updated: 2026-06-10
30
Compliance Health · F
3 / 9 signals passed
Jana Small Finance Bank Limited is a Private Indian company incorporated in 2006 and based in Karnataka, India. Jana Small Finance Bank Limited operates in Financial Services (NIC 65923) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100
Revenue (latest FY)
—
Awaiting extraction
PAT (latest FY)
—
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
—
—
Filings on Record
0
All current
Incorporated
2006
20 years old
State
Karnataka
Sector
Financial Services
NIC 65923
Class
Private
Sub-category
—
Authorized Capital
—
Paid-up Capital
—
Members
—
Last AGM
—
Last Balance Sheet
—
Latest Filing
—
Registered Email
—
Registered Office
—
JANA SMALL FINANCE BANK LIMITEDTRACXN · PUBLIC DATA
Brand JANA SMALL FINANCE BANK LIMITED · Legal entity Jana Small Finance Bank Limited
JANA SMALL FINANCE BANK LIMITED is the legal entity of Jana Small Finance Bank and Jana Small Finance Bank.
Total Funding
Latest Round
—
Revenue
Valuation
Funding Rounds
—
Employees
27,047
Stage
Public
HQ
—
Founded
2006
Source: Tracxn (public profile) · joined to MCA on CIN L65923KA2006PLC040028
Quick facts
Registered office
—
NIC code
65923
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
—
Section
Financial Services
ROC
—
Website
Class · sub-category
Private
Incorporation · Last AGM
— · —
Directors
LockedDR
Deepa Reddy
Whole-time Director8.9y · Bengaluru · DIN 6257032
SG
Sneha Gupta
Director4.9y · Chennai · DIN 4897812
AD
Anita Desai
Whole-time Director1.6y · Mumbai · DIN 6651113
Get the full board of directors
Directors, DINs & appointment history for Jana Small Finance Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 27 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +20d | filed |
| MGT-7 | FY2023-24 | 27 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 20 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Jana Small Finance Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 625675009 | State Bank of India(Bank) | ₹18.19 Cr | 04 Jul 2020 | Satisfied |
| 795295054 | Axis Bank Ltd(Bank) | ₹4.40 Cr | 12 Mar 2022 | Satisfied |
| 331964408 | HDFC Bank Ltd(Bank) | ₹4.35 Cr | 27 Jan 2019 | Open |
| 737139102 | State Bank of India(Bank) | ₹22.13 Cr | 12 Mar 2020 | Open |
| 506262435 | ICICI Bank Ltd(Bank) | ₹1.55 Cr | 12 Mar 2021 | Open |
See registered charges & lenders
Charge IDs, lenders & amounts for Jana Small Finance Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹17.52 Cr | ₹30.99 L | ₹12.53 Cr | ₹23.59 Cr | 98 |
| FY2023-24 | ₹15.18 Cr | ₹2.42 L | ₹7.05 Cr | ₹18.32 Cr | 194 |
| FY2022-23 | ₹15.01 Cr | ₹36.54 L | ₹11.85 Cr | ₹17.26 Cr | 262 |
| FY2021-22 | ₹11.81 Cr | ₹-3.34 L | ₹7.03 Cr | ₹13.10 Cr | 52 |
Gain deeper financial insights of this entity
Audited financials & ratios for Jana Small Finance Bank Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹17.52 Cr | ₹15.18 Cr | ₹15.01 Cr | ₹11.81 Cr |
| Other income | ₹44.87 L | ₹11.62 L | ₹27.15 L | ₹32.57 L |
| Total income | ₹17.97 Cr | ₹15.30 Cr | ₹15.29 Cr | ₹12.14 Cr |
| Total expenses | ₹17.57 Cr | ₹15.27 Cr | ₹14.82 Cr | ₹12.18 Cr |
| Profit before tax | ₹40.28 L | ₹3.14 L | ₹47.50 L | ₹-4.34 L |
| Profit / (Loss) after tax | ₹30.99 L | ₹2.42 L | ₹36.54 L | ₹-3.34 L |
| Balance sheet | ||||
| Equity / Net worth | ₹12.53 Cr | ₹7.05 Cr | ₹11.85 Cr | ₹7.03 Cr |
| Borrowings | ₹4.56 Cr | ₹3.50 Cr | ₹2.27 Cr | ₹2.80 Cr |
| Current liabilities | ₹6.54 Cr | ₹5.95 Cr | ₹2.92 Cr | ₹3.05 Cr |
| Total liabilities | ₹11.06 Cr | ₹11.27 Cr | ₹5.41 Cr | ₹6.07 Cr |
| Current assets | ₹12.23 Cr | ₹10.73 Cr | ₹6.42 Cr | ₹7.55 Cr |
| Cash & equivalents | ₹2.17 Cr | ₹2.30 Cr | ₹1.89 Cr | ₹1.47 Cr |
| Total assets | ₹23.59 Cr | ₹18.32 Cr | ₹17.26 Cr | ₹13.10 Cr |
| Employees | 98 | 194 | 262 | 52 |
Gain deeper financial insights of this entity
Audited financials & ratios for Jana Small Finance Bank Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹17.52 Cr | -6.3% | +19.5% | +1.6% |
| Profit after Tax | ₹30.99 L | +29.0% | +19.8% | +6.4% |
| Net Worth | ₹12.53 Cr | -2.5% | +13.2% | -2.4% |
| Employees | 98 | +9.1% | +4.0% | +17.5% |
Gain deeper financial insights of this entity
Audited financials & ratios for Jana Small Finance Bank Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹17.52 Cr | ₹30.99 L | +1.77% | +20.09% | +2.47% | +1.31% | 0.36 | ₹17.88 L |
| FY2023-24 | ₹15.18 Cr | ₹2.42 L | +0.16% | +30.84% | +0.34% | +0.13% | 0.50 | ₹7.83 L |
| FY2022-23 | ₹15.01 Cr | ₹36.54 L | +2.43% | +3.34% | +3.08% | +2.12% | 0.19 | ₹5.73 L |
| FY2021-22 | ₹11.81 Cr | ₹-3.34 L | -0.28% | +37.39% | -0.48% | -0.25% | 0.40 | ₹22.72 L |
Gain deeper financial insights of this entity
Audited financials & ratios for Jana Small Finance Bank Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 1 | 1,17,53,848 | 80.99% |
| Institutional Investors | 3 | 10,82,009 | 7.46% |
| Public & Others | 44 | 16,76,583 | 11.55% |
See the full shareholding pattern
Promoter, institutional & public holding for Jana Small Finance Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
1515 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
—
PAT (latest FY)
—
Employees
—
2
8
—
Paid-up capital
—
Compliance Health
63
96
96
Bottom quartile · P1
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Jana Small Finance Bank Limited
When was Jana Small Finance Bank Limited incorporated?
Jana Small Finance Bank Limited was incorporated in 2006. Its CIN is L65923KA2006PLC040028 and it is registered with the relevant Registrar of Companies.
Where is Jana Small Finance Bank Limited located?
Jana Small Finance Bank Limited is headquartered in Karnataka.
What sector does Jana Small Finance Bank Limited operate in?
Jana Small Finance Bank Limited operates in the Financial Services sector (NIC code 65923), classified as Indian Non-Govt Company.
Who are the directors of Jana Small Finance Bank Limited?
Director details for Jana Small Finance Bank Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Jana Small Finance Bank Limited?
Jana Small Finance Bank Limited has authorized capital of — and paid-up capital of —.
Does Jana Small Finance Bank Limited have any open charges?
Jana Small Finance Bank Limited has no open MCA-registered charges on record.
What is Jana Small Finance Bank Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Jana Small Finance Bank Limited is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.