Keerthi Hire Purchase And Credits Ltd

U65921KL1990PLC005749ActivePublic · Non-govt companyRoC-ErnakulamUnlisted
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed

Keerthi Hire Purchase And Credits Ltd is a Public Non-govt company company incorporated in 1990 and based in Kerala, India. Keerthi Hire Purchase And Credits Ltd operates in Activities of hire- purchase financing (NIC 65921) with authorized capital of ₹2.00 Cr and paid-up capital of ₹2.00 Cr. For 2021-22, the company reported revenue of ₹51.30 L and profit after tax of ₹1.12 L. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsDirectors not yet extracted · awaiting MGT-7AGM 1722d ago · may be overdue
Revenue (latest FY)
₹51.30 L
2021-22
PAT (latest FY)
₹1.12 L
Margin 2.2%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹2.00 Cr
100% of authorized
Filings on Record
0
All current
Incorporated
1990
36 years old
State
Kerala
Sector
Activities of hire- purchase financing
NIC 65921
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹2.00 Cr
Paid-up Capital
₹2.00 Cr
100% utilized
Members
Last AGM
29 Nov 2021
1722d ago
Last Balance Sheet
31 Mar 2021
1965d ago
Latest Filing
Registered Email
s*********(at)gmail.com
Registered Office
EXCEL BUILDINGSSASTRI ROAD KOTTAYAM KL 686001 IN

Quick facts

Identity · Activity · Auditor · Contact
Registered office
EXCEL BUILDINGSSASTRI ROAD KOTTAYAM KL 686001 IN
NIC code
65921
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
s*********(at)gmail.com
Section
Activities of hire- purchase financing
ROC
RoC-Ernakulam
Website
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
17 Jul 1990 · 29 Nov 2021

Directors

From MGT-7 annual returnLocked
PN
Priya Nair
Director
2.7y · Pune · DIN 1290788
KB
Kunal Bhatia
Whole-time Director
7.1y · New Delhi · DIN 7600648
AM
Arun Malhotra
Director
6.2y · New Delhi · DIN 9198678
VS
Vikram Singh Rathore
Whole-time Director
2.5y · Mumbai · DIN 9075299
Get the full board of directors

Directors, DINs & appointment history for Keerthi Hire Purchase And Credits Ltd.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 2024+25dfiled
MGT-7FY2024-2525 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 20230dfiled
MGT-7FY2023-2426 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 2022+8dfiled
MGT-7FY2022-2321 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Keerthi Hire Purchase And Credits Ltd.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
394212826HDFC Bank Ltd(Bank)₹16.20 Cr27 Jan 2020Satisfied
798131361State Bank of India(Bank)₹20.14 Cr04 Jul 2022Open
766613267Kotak Mahindra Bank Ltd(Bank)₹9.07 Cr19 Sep 2019Open
238824488Axis Bank Ltd(Bank)₹17.64 Cr27 Jan 2023Open
229090628Kotak Mahindra Bank Ltd(Bank)₹6.13 Cr04 Jul 2021Satisfied
See registered charges & lenders

Charge IDs, lenders & amounts for Keerthi Hire Purchase And Credits Ltd.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA3 reporting years
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹33.12 L₹66.24 L₹99.36 L₹94.63 L₹28.01 L₹24.37 L2018-192020-212021-22
FYRevenuePATNet WorthTotal AssetsEmployees
2021-22
2020-21
2018-19

Detailed Financials

3 FYsIncome statement + balance sheet
Line item2021-222020-212018-19
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filings
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue2021-22+75.0%
Profit after Tax2021-22-43.0%
Net Worth2021-22+8.0%

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2018-19+33.93%+370.14%+3.55%104.39
2020-21+4.82%+178.45%+2.71%+0.67%4.05
2021-22+2.19%+59.21%+1.92%+0.41%4.74

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters42,57,99,24983.04%
Institutional Investors38,35,2662.69%
Public & Others4744,32,45514.27%
See the full shareholding pattern

Promoter, institutional & public holding for Keerthi Hire Purchase And Credits Ltd.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

123 peersSame sector (Activities of hire- purchase financing) — nationwide
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
2nd quartile · P59
PAT (latest FY)
3rd quartile · P48
Employees
Paid-up capital
2nd quartile · P53
Compliance Health
96
96
96
Bottom quartile · P0

Top 10 in Activities of hire- purchase financing

by healthView all ›
01
Xander Finance Private Limited
Maharashtra · Inc 1997
Paid-up
Revenue
A · 96
02
Paid-up
Revenue
A · 96
03
Paid-up
Revenue
A · 96
04
Castex Technologies Limited
Haryana · Inc 1983
Paid-up
Revenue
A · 96
05
Paisalo Digital Limited
Delhi · Inc 1992
Paid-up
Revenue
A · 96
06
Paid-up
Revenue
A · 96
07
Paid-up
Revenue
A · 96
08
Sonata Finance Private Limited
Uttar Pradesh · Inc 1995
Paid-up
Revenue
A · 96
09
Paid-up
Revenue
A · 96
10
Trimurthi Finvest Limited
Chhattisgarh · Inc 1996
Paid-up
Revenue
A · 96

Events & timeline

3Filings, charges, board changes
11 May 2016
Mini Sebastian appointed as Director
11 May 2016
Mariyamma appointed as Director
17 Jul 1990
Company incorporated
Keerthi Hire Purchase And Credits Ltd registered with RoC-Ernakulam; year 1990

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Keerthi Hire Purchase And Credits Ltd

When was Keerthi Hire Purchase And Credits Ltd incorporated?
Keerthi Hire Purchase And Credits Ltd was incorporated in 1990 (around 17 Jul 1990). Its CIN is U65921KL1990PLC005749 and it is registered with RoC-Ernakulam.
Where is Keerthi Hire Purchase And Credits Ltd located?
Keerthi Hire Purchase And Credits Ltd is headquartered in Kerala, at: EXCEL BUILDINGSSASTRI ROAD KOTTAYAM KL 686001 IN .
What sector does Keerthi Hire Purchase And Credits Ltd operate in?
Keerthi Hire Purchase And Credits Ltd operates in the Activities of hire- purchase financing sector (NIC code 65921), classified as Non-govt company.
Who are the directors of Keerthi Hire Purchase And Credits Ltd?
Director details for Keerthi Hire Purchase And Credits Ltd have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Keerthi Hire Purchase And Credits Ltd?
Keerthi Hire Purchase And Credits Ltd has authorized capital of ₹2.00 Cr and paid-up capital of ₹2.00 Cr.
Does Keerthi Hire Purchase And Credits Ltd have any open charges?
Keerthi Hire Purchase And Credits Ltd has no open MCA-registered charges on record.
What is Keerthi Hire Purchase And Credits Ltd's Compliance Health Score?
RegisterKaro's Compliance Health Score for Keerthi Hire Purchase And Credits Ltd is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.