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Pay Smart Investment Private Limited

U65999MH2022PTC376286ActivePrivate · Non-govt companyRoC-MumbaiUnlisted
Last updated: 2026-06-08
50
Compliance Health · D · provisional
2 / 4 signals passed

Pay Smart Investment Private Limited is a Private Non-govt company company incorporated in 2022 and based in Maharashtra, India. It was founded by Kagathi. Pay Smart Investment Private Limited operates in Financial Services (NIC 65999) with authorized capital of ₹5.00 L and paid-up capital of ₹10.0K. For 2023-24, the company reported revenue of ₹2.61 Cr and a net loss of ₹65.84 L. RegisterKaro's provisional Compliance Health Score for the company is 50/100 (grade D), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsDirectors not yet extracted · awaiting MGT-7
Revenue (latest FY)
₹2.61 Cr
2023-24
PAT (latest FY)
₹-65.84 L
Margin -25.2%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹10.0K
2% of authorized
Filings on Record
0
All current
Incorporated
2022
4 years old
State
Maharashtra
Sector
Financial Services
NIC 65999
Class
Private
Sub-category
Non-govt company
Authorized Capital
₹5.00 L
Paid-up Capital
₹10.0K
2% utilized
Members
—
Last AGM
—
Last Balance Sheet
—
Latest Filing
—
Registered Email
p***************(at)gmail.com
Registered Office
506, 513, 17G, Vardhaman Chamber, Cawasji Patel Rd, Horniman Circle, Fort Mumbai Mumbai City MH 400001 IN

Quick facts

Identity · Activity · Auditor · Contact
Registered office
506, 513, 17G, Vardhaman Chamber, Cawasji Patel Rd, Horniman Circle, Fort Mumbai Mumbai City MH 400001 IN
NIC code
65999
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
p***************(at)gmail.com
Section
Financial Services
ROC
RoC-Mumbai
Website
—
Class · sub-category
Private · Non-govt company
Incorporation · Last AGM
07 Feb 2022 · —

Directors

From MGT-7 annual returnLocked
AD
Anita Desai
Whole-time Director
5.6y · Pune · DIN 2437422
VS
Vikram Singh Rathore
Director
6.0y · Hyderabad · DIN 6269345
PN
Priya Nair
Director
6.7y · Chennai · DIN 4617054
DR
Deepa Reddy
Additional Director
3.7y · Chennai · DIN 8606870
Get the full board of directors

Directors, DINs & appointment history for Pay Smart Investment Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2523 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 20230dfiled
MGT-7FY2023-2427 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 20220dfiled
MGT-7FY2022-2321 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Pay Smart Investment Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
616230233ICICI Bank Ltd(Bank)₹13.27 Cr19 Sep 2019Open
281945058Kotak Mahindra Bank Ltd(Bank)₹13.46 Cr27 Jan 2022Satisfied
283582878HDFC Bank Ltd(Bank)₹10.66 Cr27 Jan 2020Open
644018046HDFC Bank Ltd(Bank)₹16.46 Cr12 Mar 2019Satisfied
304235961Axis Bank Ltd(Bank)₹6.20 Cr12 Mar 2020Satisfied
576893367ICICI Bank Ltd(Bank)₹19.01 Cr27 Jan 2021Open
See registered charges & lenders

Charge IDs, lenders & amounts for Pay Smart Investment Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA1 reporting year
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹84.39 L₹1.69 Cr₹2.53 Cr₹2.41 Cr2023-24
FYRevenuePATNet WorthTotal AssetsEmployees
2023-24—

Detailed Financials

1 FYsIncome statement + balance sheet
Line item2023-24
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees—

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹75.46 Cr-10.6%+20.9%+16.9%
Profit after Tax₹6.79 Cr-8.7%+26.3%+0.9%
Net Worth₹40.06 Cr+23.6%-4.1%+16.7%
Employees204+34.9%+8.0%+12.8%
Gain deeper financial insights of this entity

Audited financials & ratios for Pay Smart Investment Private Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2023-24-25.23%—-49.66%-47.95%1.04

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters41,07,84,41070.38%
Institutional Investors118,94,76412.36%
Public & Others3626,44,55617.26%
See the full shareholding pattern

Promoter, institutional & public holding for Pay Smart Investment Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

167 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
Top quartile · P96
PAT (latest FY)
Bottom quartile · P1
Employees
—
—
—
—
Paid-up capital
Bottom quartile · P1
Compliance Health
96
96
96
Bottom quartile · P17

Top 10 in Financial Services

by healthView all ›
01
Icici Bank Limited
Gujarat · Inc 1994
Paid-up
Revenue
A · 96
02
Mahindra And Mahindra Limited
Maharashtra · Inc 1945
Paid-up
Revenue
A · 96
03
Hdfc Bank Limited
Maharashtra · Inc 1994
Paid-up
Revenue
A · 96
04
Paid-up
Revenue
A · 96
05
Paid-up
Revenue
A · 96
06
More Retail Private Limited
Maharashtra · Inc 1988
Paid-up
Revenue
A · 96
07
Paid-up
Revenue
A · 96
08
Paid-up
Revenue
A · 96
09
Reliance Securities Limited
Maharashtra · Inc 2005
Paid-up
Revenue
A · 96
10
Paid-up
Revenue
A · 96

Events & timeline

2Filings, charges, board changes
07 Feb 2022
Company incorporated
Pay Smart Investment Private Limited registered with RoC-Mumbai; year 2022
07 Feb 2022
Kagathi appointed as Director

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Pay Smart Investment Private Limited

When was Pay Smart Investment Private Limited incorporated?
Pay Smart Investment Private Limited was incorporated in 2022 (around 07 Feb 2022). Its CIN is U65999MH2022PTC376286 and it is registered with RoC-Mumbai.
Where is Pay Smart Investment Private Limited located?
Pay Smart Investment Private Limited is headquartered in Maharashtra, at: 506, 513, 17G, Vardhaman Chamber, Cawasji Patel Rd, Horniman Circle, Fort Mumbai Mumbai City MH 400001 IN .
What sector does Pay Smart Investment Private Limited operate in?
Pay Smart Investment Private Limited operates in the Financial Services sector (NIC code 65999), classified as Non-govt company.
Who are the directors of Pay Smart Investment Private Limited?
Director details for Pay Smart Investment Private Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Pay Smart Investment Private Limited?
Pay Smart Investment Private Limited has authorized capital of ₹5.00 L and paid-up capital of ₹10.0K.
Does Pay Smart Investment Private Limited have any open charges?
Pay Smart Investment Private Limited has no open MCA-registered charges on record.
What is Pay Smart Investment Private Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Pay Smart Investment Private Limited is 50/100 (grade D), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 2 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.