Interface AI — Payjo India Privatelimited
Payjo India Privatelimited is a Private Non-govt company company incorporated in 2016 and based in Karnataka, India. Payjo India Privatelimited operates in Business Services (NIC 74999) with authorized capital of ₹1.00 L and paid-up capital of ₹1.10 L. For 2024-25, the company reported revenue of ₹4.54 Cr and profit after tax of ₹2.37 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Interface AI - AI-based platform to create Intelligent Virtual Assistants. Raised a total funding of $20M over 2 rounds from 1 investor.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Payjo India Privatelimited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 26 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +39d | filed |
| MGT-7 | FY2023-24 | 22 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +15d | filed |
| MGT-7 | FY2022-23 | 21 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Payjo India Privatelimited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 326079029 | Axis Bank Ltd(Bank) | ₹21.59 Cr | 19 Sep 2019 | Satisfied |
| 544464267 | State Bank of India(Bank) | ₹10.49 Cr | 19 Sep 2023 | Open |
| 398589288 | Kotak Mahindra Bank Ltd(Bank) | ₹18.95 Cr | 04 Jul 2021 | Satisfied |
| 560746722 | Axis Bank Ltd(Bank) | ₹1.53 Cr | 12 Mar 2019 | Open |
| 825237103 | ICICI Bank Ltd(Bank) | ₹17.13 Cr | 19 Sep 2019 | Open |
Charge IDs, lenders & amounts for Payjo India Privatelimited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCA| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2024-25 | — | ||||
| 2023-24 | — | ||||
| 2022-23 | — | ||||
| 2016-17 | — |
Detailed Financials
4 FYs| Line item | 2024-25 | 2023-24 | 2022-23 | 2016-17 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ||||
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| Balance sheet | ||||
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| Borrowings | ||||
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| Employees | — | — | — | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue2024-25 | -44.0% | +609.0% | — | |
| Profit after Tax2024-25 | — | — | — | |
| Net Worth2024-25 | — | — | — |
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2016-17 | -197.25% | — | — | -59.27% | — | |||
| 2022-23 | -3.47% | +17142.16% | — | -3.69% | — | |||
| 2023-24 | -2.03% | +70.98% | — | — | — | |||
| 2024-25 | +52.13% | -87.16% | +100.00% | — | — |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 2 | 58,53,137 | 63.39% |
| Institutional Investors | 3 | 4,60,583 | 4.99% |
| Public & Others | 57 | 29,19,680 | 31.62% |
Promoter, institutional & public holding for Payjo India Privatelimited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
500 peersEvents & timeline
2External data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.