Lazypay — Payu Finance India Private Limited
Payu Finance India Private Limited is a Private Non-govt company company incorporated in 1992 and based in Maharashtra, India. Payu Finance India Private Limited operates in Financial leasing (NIC 65910) with authorized capital of ₹145.00 Cr and paid-up capital of ₹74.08 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Lazypay - Provider of digital payment solutions, including deferred payment and personal loans. Raised funding from 2 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Payu Finance India Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 23 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +16d | filed |
| MGT-7 | FY2023-24 | 20 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 26 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Payu Finance India Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 399316860 | Axis Bank Ltd(Bank) | ₹20.77 Cr | 19 Sep 2020 | Open |
| 628069450 | HDFC Bank Ltd(Bank) | ₹5.06 Cr | 27 Jan 2022 | Satisfied |
| 196986745 | Axis Bank Ltd(Bank) | ₹6.90 Cr | 19 Sep 2022 | Satisfied |
| 256084706 | HDFC Bank Ltd(Bank) | ₹21.41 Cr | 04 Jul 2023 | Open |
| 441602076 | Axis Bank Ltd(Bank) | ₹6.60 Cr | 27 Jan 2019 | Open |
Charge IDs, lenders & amounts for Payu Finance India Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹29.03 Cr | ₹1.87 Cr | ₹18.01 Cr | ₹33.93 Cr | 96 |
| FY2023-24 | ₹23.72 Cr | ₹1.74 Cr | ₹19.42 Cr | ₹32.22 Cr | 124 |
| FY2022-23 | ₹23.72 Cr | ₹1.87 Cr | ₹14.84 Cr | ₹24.82 Cr | 261 |
| FY2021-22 | ₹20.12 Cr | ₹1.58 Cr | ₹17.17 Cr | ₹32.52 Cr | 226 |
Audited financials & ratios for Payu Finance India Private Limited.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹29.03 Cr | ₹23.72 Cr | ₹23.72 Cr | ₹20.12 Cr |
| Other income | ₹83.35 L | ₹29.53 L | ₹61.16 L | ₹34.30 L |
| Total income | ₹29.86 Cr | ₹24.02 Cr | ₹24.34 Cr | ₹20.47 Cr |
| Total expenses | ₹27.47 Cr | ₹21.79 Cr | ₹21.94 Cr | ₹18.44 Cr |
| Profit before tax | ₹2.43 Cr | ₹2.26 Cr | ₹2.43 Cr | ₹2.06 Cr |
| Profit / (Loss) after tax | ₹1.87 Cr | ₹1.74 Cr | ₹1.87 Cr | ₹1.58 Cr |
| Balance sheet | ||||
| Equity / Net worth | ₹18.01 Cr | ₹19.42 Cr | ₹14.84 Cr | ₹17.17 Cr |
| Borrowings | ₹5.11 Cr | ₹5.06 Cr | ₹5.30 Cr | ₹5.65 Cr |
| Current liabilities | ₹6.10 Cr | ₹5.30 Cr | ₹5.33 Cr | ₹6.49 Cr |
| Total liabilities | ₹15.92 Cr | ₹12.80 Cr | ₹9.98 Cr | ₹15.34 Cr |
| Current assets | ₹15.43 Cr | ₹13.97 Cr | ₹10.28 Cr | ₹16.34 Cr |
| Cash & equivalents | ₹3.47 Cr | ₹4.19 Cr | ₹3.44 Cr | ₹2.37 Cr |
| Total assets | ₹33.93 Cr | ₹32.22 Cr | ₹24.82 Cr | ₹32.52 Cr |
| Employees | 96 | 124 | 261 | 226 |
Audited financials & ratios for Payu Finance India Private Limited.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹29.03 Cr | -5.0% | +5.6% | +21.2% |
| Profit after Tax | ₹1.87 Cr | +27.9% | +3.4% | +9.7% |
| Net Worth | ₹18.01 Cr | -3.7% | +19.6% | +15.1% |
| Employees | 96 | +32.3% | +27.1% | +9.4% |
Audited financials & ratios for Payu Finance India Private Limited.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹29.03 Cr | ₹1.87 Cr | +6.44% | +6.10% | +10.38% | +5.51% | 0.28 | ₹30.24 L |
| FY2023-24 | ₹23.72 Cr | ₹1.74 Cr | +7.32% | +19.14% | +8.94% | +5.39% | 0.26 | ₹19.13 L |
| FY2022-23 | ₹23.72 Cr | ₹1.87 Cr | +7.89% | +17.08% | +12.61% | +7.54% | 0.36 | ₹9.09 L |
| FY2021-22 | ₹20.12 Cr | ₹1.58 Cr | +7.87% | +13.42% | +9.22% | +4.87% | 0.33 | ₹8.90 L |
Audited financials & ratios for Payu Finance India Private Limited.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 2 | 3,94,32,563 | 84.59% |
| Institutional Investors | 1 | 16,78,985 | 3.60% |
| Public & Others | 13 | 55,02,261 | 11.80% |
Promoter, institutional & public holding for Payu Finance India Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
12 peersEvents & timeline
5External data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.