Lazypay — Payu Finance India Private Limited

U65910MH1992PTC068664ActivePrivate · Non-govt companyRoC-MumbaiUnlisted
Last updated: 2026-07-31
67
Compliance Health · C · provisional
3 / 4 signals passed

Payu Finance India Private Limited is a Private Non-govt company company incorporated in 1992 and based in Maharashtra, India. Payu Finance India Private Limited operates in Financial leasing (NIC 65910) with authorized capital of ₹145.00 Cr and paid-up capital of ₹74.08 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7AGM 1854d ago · may be overdue
Revenue (latest FY)
Awaiting extraction
PAT (latest FY)
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹74.08 Cr
51% of authorized
Filings on Record
0
All current
Incorporated
1992
34 years old
State
Maharashtra
Sector
Financial leasing
NIC 65910
Class
Private
Sub-category
Non-govt company
Authorized Capital
₹145.00 Cr
Paid-up Capital
₹74.08 Cr
51% utilized
Members
Last AGM
15 Jul 2021
1854d ago
Last Balance Sheet
31 Mar 2021
1960d ago
Latest Filing
Registered Email
s**********(at)payu.in
Registered Office
102, EMPRESA, 2ND ROAD, KHAR (WEST), NEAR AMORE MUMBAI Mumbai City MH 400052 IN
Lazypay
Brand Lazypay · Legal entity Payu Finance India Private Limited

Lazypay - Provider of digital payment solutions, including deferred payment and personal loans. Raised funding from 2 investors.

Total Funding
Latest Round
Revenue
Valuation
Funding Rounds
Employees
46
Stage
HQ
Mumbai
Founded
2017
Joined to MCA on CIN U65910MH1992PTC068664

Quick facts

Identity · Activity · Auditor · Contact
Registered office
102, EMPRESA, 2ND ROAD, KHAR (WEST), NEAR AMORE MUMBAI Mumbai City MH 400052 IN
NIC code
65910
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
s**********(at)payu.in
Section
Financial leasing
ROC
RoC-Mumbai
Website
Class · sub-category
Private · Non-govt company
Incorporation · Last AGM
22 Sept 1992 · 15 Jul 2021

Directors

From MGT-7 annual returnLocked
KB
Kunal Bhatia
Managing Director
5.3y · New Delhi · DIN 4001608
SG
Sneha Gupta
Managing Director
2.5y · Pune · DIN 4812357
RK
Rajesh Kumar Sharma
Whole-time Director
3.8y · Chennai · DIN 9358444
AD
Anita Desai
Director
7.5y · Pune · DIN 3803097
Get the full board of directors

Directors, DINs & appointment history for Payu Finance India Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2523 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 2023+16dfiled
MGT-7FY2023-2420 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 20220dfiled
MGT-7FY2022-2326 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Payu Finance India Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
399316860Axis Bank Ltd(Bank)₹20.77 Cr19 Sep 2020Open
628069450HDFC Bank Ltd(Bank)₹5.06 Cr27 Jan 2022Satisfied
196986745Axis Bank Ltd(Bank)₹6.90 Cr19 Sep 2022Satisfied
256084706HDFC Bank Ltd(Bank)₹21.41 Cr04 Jul 2023Open
441602076Axis Bank Ltd(Bank)₹6.60 Cr27 Jan 2019Open
See registered charges & lenders

Charge IDs, lenders & amounts for Payu Finance India Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

Revenue · PAT · Net worth by FYLocked
FYRevenuePATNet WorthTotal AssetsEmployees
FY2024-25₹29.03 Cr₹1.87 Cr₹18.01 Cr₹33.93 Cr96
FY2023-24₹23.72 Cr₹1.74 Cr₹19.42 Cr₹32.22 Cr124
FY2022-23₹23.72 Cr₹1.87 Cr₹14.84 Cr₹24.82 Cr261
FY2021-22₹20.12 Cr₹1.58 Cr₹17.17 Cr₹32.52 Cr226
Gain deeper financial insights of this entity

Audited financials & ratios for Payu Finance India Private Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Detailed Financials

Income statement + balance sheetLocked
Line itemFY2024-25FY2023-24FY2022-23FY2021-22
Income statement
Revenue from operations₹29.03 Cr₹23.72 Cr₹23.72 Cr₹20.12 Cr
Other income₹83.35 L₹29.53 L₹61.16 L₹34.30 L
Total income₹29.86 Cr₹24.02 Cr₹24.34 Cr₹20.47 Cr
Total expenses₹27.47 Cr₹21.79 Cr₹21.94 Cr₹18.44 Cr
Profit before tax₹2.43 Cr₹2.26 Cr₹2.43 Cr₹2.06 Cr
Profit / (Loss) after tax₹1.87 Cr₹1.74 Cr₹1.87 Cr₹1.58 Cr
Balance sheet
Equity / Net worth₹18.01 Cr₹19.42 Cr₹14.84 Cr₹17.17 Cr
Borrowings₹5.11 Cr₹5.06 Cr₹5.30 Cr₹5.65 Cr
Current liabilities₹6.10 Cr₹5.30 Cr₹5.33 Cr₹6.49 Cr
Total liabilities₹15.92 Cr₹12.80 Cr₹9.98 Cr₹15.34 Cr
Current assets₹15.43 Cr₹13.97 Cr₹10.28 Cr₹16.34 Cr
Cash & equivalents₹3.47 Cr₹4.19 Cr₹3.44 Cr₹2.37 Cr
Total assets₹33.93 Cr₹32.22 Cr₹24.82 Cr₹32.52 Cr
Employees96124261226
Gain deeper financial insights of this entity

Audited financials & ratios for Payu Finance India Private Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹29.03 Cr-5.0%+5.6%+21.2%
Profit after Tax₹1.87 Cr+27.9%+3.4%+9.7%
Net Worth₹18.01 Cr-3.7%+19.6%+15.1%
Employees96+32.3%+27.1%+9.4%
Gain deeper financial insights of this entity

Audited financials & ratios for Payu Finance India Private Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiencyLocked
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
FY2024-25₹29.03 Cr₹1.87 Cr+6.44%+6.10%+10.38%+5.51%0.28₹30.24 L
FY2023-24₹23.72 Cr₹1.74 Cr+7.32%+19.14%+8.94%+5.39%0.26₹19.13 L
FY2022-23₹23.72 Cr₹1.87 Cr+7.89%+17.08%+12.61%+7.54%0.36₹9.09 L
FY2021-22₹20.12 Cr₹1.58 Cr+7.87%+13.42%+9.22%+4.87%0.33₹8.90 L
Gain deeper financial insights of this entity

Audited financials & ratios for Payu Finance India Private Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters23,94,32,56384.59%
Institutional Investors116,78,9853.60%
Public & Others1355,02,26111.80%
See the full shareholding pattern

Promoter, institutional & public holding for Payu Finance India Private Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

12 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
PAT (latest FY)
Employees
Paid-up capital
Top quartile · P100
Compliance Health
96
96
96
Bottom quartile · P0

Top 10 in Financial leasing

by healthView all ›
01
Paid-up
Revenue
A · 96
02
Niyogin Fintech Limited
Tamil Nadu · Inc 1988
Paid-up
Revenue
A · 96
03
Paid-up
Revenue
A · 96
04
Paid-up
Revenue
A · 96
05
V L S Finance Limited
Delhi · Inc 1986
Paid-up
Revenue
A · 96
06
Paid-up
Revenue
A · 96
07
Mag Finserv Company Limited
Maharashtra · Inc 1995
Paid-up
Revenue
A · 96
08
Tilak Ventures Limited
Maharashtra · Inc 1980
Paid-up
Revenue
A · 96
09
Paid-up
Revenue
A · 96
10
Paid-up
Revenue
A · 96

Events & timeline

5Filings, charges, board changes
28 Sept 2020
Anirban appointed as Director
28 Sept 2020
Hemang appointed as Director
28 Sept 2020
Prashanth appointed as Director
01 Oct 2018
Maneesh appointed as Director
22 Sept 1992
Company incorporated
Payu Finance India Private Limited registered with RoC-Mumbai; year 1992

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Payu Finance India Private Limited

When was Payu Finance India Private Limited incorporated?
Payu Finance India Private Limited was incorporated in 1992 (around 22 Sept 1992). Its CIN is U65910MH1992PTC068664 and it is registered with RoC-Mumbai.
Where is Payu Finance India Private Limited located?
Payu Finance India Private Limited is headquartered in Maharashtra, at: 102, EMPRESA, 2ND ROAD, KHAR (WEST), NEAR AMORE MUMBAI Mumbai City MH 400052 IN .
What sector does Payu Finance India Private Limited operate in?
Payu Finance India Private Limited operates in the Financial leasing sector (NIC code 65910), classified as Non-govt company.
Who are the directors of Payu Finance India Private Limited?
Director details for Payu Finance India Private Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Payu Finance India Private Limited?
Payu Finance India Private Limited has authorized capital of ₹145.00 Cr and paid-up capital of ₹74.08 Cr.
Does Payu Finance India Private Limited have any open charges?
Payu Finance India Private Limited has no open MCA-registered charges on record.
What is Payu Finance India Private Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Payu Finance India Private Limited is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.