Rama Microfinance Foundation

U65999UP2016NPL085939ActivePrivate · Non-govt companyRoC-KanpurUnlisted
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed

Rama Microfinance Foundation is a Private Non-govt company company incorporated in 2016 and based in Uttar Pradesh, India. It was founded by Rama. Rama Microfinance Foundation operates in Financial Services (NIC 65999) with authorized capital of ₹10.00 L and paid-up capital of ₹1.00 L. For 2018-19, the company reported revenue of ₹14.58 L and a net loss of ₹1.69 L. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsDirectors not yet extracted · awaiting MGT-7AGM 1716d ago · may be overdue
Revenue (latest FY)
₹14.58 L
2018-19
PAT (latest FY)
₹-1.69 L
Margin -11.6%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹1.00 L
10% of authorized
Filings on Record
0
All current
Incorporated
2016
10 years old
State
Uttar Pradesh
Sector
Financial Services
NIC 65999
Class
Private
Sub-category
Non-govt company
Authorized Capital
₹10.00 L
Paid-up Capital
₹1.00 L
10% utilized
Members
Last AGM
30 Nov 2021
1716d ago
Last Balance Sheet
31 Mar 2021
1960d ago
Latest Filing
Registered Email
p**********(at)yahoo.com
Registered Office
D-579/4, KAMLA NAGAR AGRA Agra UP 282005 IN

Quick facts

Identity · Activity · Auditor · Contact
Registered office
D-579/4, KAMLA NAGAR AGRA Agra UP 282005 IN
NIC code
65999
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
p**********(at)yahoo.com
Section
Financial Services
ROC
RoC-Kanpur
Website
Class · sub-category
Private · Non-govt company
Incorporation · Last AGM
29 Aug 2016 · 30 Nov 2021

Directors

From MGT-7 annual returnLocked
DR
Deepa Reddy
Managing Director
4.5y · Gurugram · DIN 8235696
KB
Kunal Bhatia
Whole-time Director
6.5y · Hyderabad · DIN 7867965
SI
Suresh Iyer
Managing Director
2.9y · Mumbai · DIN 9866766
SG
Sneha Gupta
Additional Director
5.2y · Gurugram · DIN 4093665
Get the full board of directors

Directors, DINs & appointment history for Rama Microfinance Foundation.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 2024+23dfiled
MGT-7FY2024-2527 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 20230dfiled
MGT-7FY2023-2424 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 2022+24dfiled
MGT-7FY2022-2326 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Rama Microfinance Foundation.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
279482142State Bank of India(Bank)₹21.24 Cr04 Jul 2021Open
259172799Axis Bank Ltd(Bank)₹24.47 Cr12 Mar 2023Open
819112200HDFC Bank Ltd(Bank)₹1.78 Cr19 Sep 2022Open
609134716Axis Bank Ltd(Bank)₹17.62 Cr12 Mar 2023Satisfied
644488976State Bank of India(Bank)₹2.30 Cr04 Jul 2023Satisfied
210673421State Bank of India(Bank)₹1.23 Cr19 Sep 2021Satisfied
See registered charges & lenders

Charge IDs, lenders & amounts for Rama Microfinance Foundation.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA1 reporting year
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹33.33 L₹66.65 L₹99.98 L₹95.22 L2018-19
FYRevenuePATNet WorthTotal AssetsEmployees
2018-19

Detailed Financials

1 FYsIncome statement + balance sheet
Line item2018-19
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹86.41 Cr+34.4%+4.1%+2.7%
Profit after Tax₹-43.19 L+13.4%+4.5%+8.4%
Net Worth₹58.20 Cr+23.3%+0.5%+11.0%
Employees119+29.1%+4.4%+7.6%
Gain deeper financial insights of this entity

Audited financials & ratios for Rama Microfinance Foundation.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2018-19-11.56%-2.93%

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters22,25,26,90778.58%
Institutional Investors27,87,8112.75%
Public & Others5553,51,73218.67%
See the full shareholding pattern

Promoter, institutional & public holding for Rama Microfinance Foundation.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

90 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
Top quartile · P86
PAT (latest FY)
Bottom quartile · P17
Employees
Paid-up capital
Bottom quartile · P2
Compliance Health
96
96
96
Bottom quartile · P8

Top 10 in Financial Services

by healthView all ›
01
Icici Bank Limited
Gujarat · Inc 1994
Paid-up
Revenue
A · 96
02
Mahindra And Mahindra Limited
Maharashtra · Inc 1945
Paid-up
Revenue
A · 96
03
Hdfc Bank Limited
Maharashtra · Inc 1994
Paid-up
Revenue
A · 96
04
Paid-up
Revenue
A · 96
05
Paid-up
Revenue
A · 96
06
More Retail Private Limited
Maharashtra · Inc 1988
Paid-up
Revenue
A · 96
07
Paid-up
Revenue
A · 96
08
Paid-up
Revenue
A · 96
09
Reliance Securities Limited
Maharashtra · Inc 2005
Paid-up
Revenue
A · 96
10
Paid-up
Revenue
A · 96

Events & timeline

2Filings, charges, board changes
29 Aug 2016
Company incorporated
Rama Microfinance Foundation registered with RoC-Kanpur; year 2016
29 Aug 2016
Rama appointed as Director

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Rama Microfinance Foundation

When was Rama Microfinance Foundation incorporated?
Rama Microfinance Foundation was incorporated in 2016 (around 29 Aug 2016). Its CIN is U65999UP2016NPL085939 and it is registered with RoC-Kanpur.
Where is Rama Microfinance Foundation located?
Rama Microfinance Foundation is headquartered in Uttar Pradesh, at: D-579/4, KAMLA NAGAR AGRA Agra UP 282005 IN .
What sector does Rama Microfinance Foundation operate in?
Rama Microfinance Foundation operates in the Financial Services sector (NIC code 65999), classified as Non-govt company.
Who are the directors of Rama Microfinance Foundation?
Director details for Rama Microfinance Foundation have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Rama Microfinance Foundation?
Rama Microfinance Foundation has authorized capital of ₹10.00 L and paid-up capital of ₹1.00 L.
Does Rama Microfinance Foundation have any open charges?
Rama Microfinance Foundation has no open MCA-registered charges on record.
What is Rama Microfinance Foundation's Compliance Health Score?
RegisterKaro's Compliance Health Score for Rama Microfinance Foundation is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.