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Ujjivan Small Finance Bank Limited

L65110KA2016PLC142162ActivePublic · Non-govt companyRoC-BangaloreListed
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed

Ujjivan Small Finance Bank Limited is a Public Non-govt company company incorporated in 2016 and based in Karnataka, India. Ujjivan Small Finance Bank Limited operates in Activities by Reserve Bank of India (Central Banking) (NIC 65110) with authorized capital of ₹2500.00 Cr and paid-up capital of ₹1928.31 Cr. For 2025-26, the company reported revenue of ₹6931.45 Cr and profit after tax of ₹692.63 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.

Risk FlagsDirectors not yet extracted · awaiting MGT-7AGM 1785d ago · may be overdue
Revenue (latest FY)
₹6931.45 Cr
2025-26
PAT (latest FY)
₹692.63 Cr
Margin 10.0%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹1928.31 Cr
77% of authorized
Filings on Record
0
All current
Incorporated
2016
10 years old
State
Karnataka
Sector
Activities by Reserve Bank of India (Central Banking)
NIC 65110
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹2500.00 Cr
Paid-up Capital
₹1928.31 Cr
77% utilized
Members
—
Last AGM
27 Sept 2021
1785d ago
Last Balance Sheet
31 Mar 2021
1965d ago
Latest Filing
—
Registered Email
c*******************(at)ujjivan.com
Registered Office
Grape Garden, No. 27, 3rd "A" Cross, 18th Main 6th Block, Koramangala Bengaluru Bangalore KA 560095 IN
UJJIVAN SMALL FINANCE BANK LIMITED
Brand UJJIVAN SMALL FINANCE BANK LIMITED · Legal entity Ujjivan Small Finance Bank Limited

UJJIVAN SMALL FINANCE BANK LIMITED is the legal entity of Ujjivan and Ujjivan Small Finance Bank.

Total Funding
Latest Round
—
Revenue
Valuation
Funding Rounds
—
Employees
24,903
Stage
Public
HQ
—
Founded
2016
Joined to MCA on CIN L65110KA2016PLC142162

Quick facts

Identity · Activity · Auditor · Contact
Registered office
Grape Garden, No. 27, 3rd "A" Cross, 18th Main 6th Block, Koramangala Bengaluru Bangalore KA 560095 IN
NIC code
65110
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
c*******************(at)ujjivan.com
Section
Activities by Reserve Bank of India (Central Banking)
ROC
RoC-Bangalore
Website
—
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
04 Jul 2016 · 27 Sept 2021

Directors

From MGT-7 annual returnLocked
AD
Anita Desai
Director
9.0y · Hyderabad · DIN 1093357
MK
Meera Krishnan
Additional Director
7.0y · New Delhi · DIN 5746579
Get the full board of directors

Directors, DINs & appointment history for Ujjivan Small Finance Bank Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2523 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 2023+12dfiled
MGT-7FY2023-2426 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 20220dfiled
MGT-7FY2022-2321 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Ujjivan Small Finance Bank Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
666642595Axis Bank Ltd(Bank)₹14.12 Cr27 Jan 2019Open
740336976State Bank of India(Bank)₹11.95 Cr12 Mar 2019Open
258423437Axis Bank Ltd(Bank)₹15.76 Cr27 Jan 2023Open
391051897Kotak Mahindra Bank Ltd(Bank)₹23.29 Cr19 Sep 2020Open
See registered charges & lenders

Charge IDs, lenders & amounts for Ujjivan Small Finance Bank Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA1 reporting year
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹2515.17 Cr₹5030.34 Cr₹7545.51 Cr₹7186.20 Cr2025-26
FYRevenuePATNet WorthTotal AssetsEmployees
2025-26—

Detailed Financials

1 FYsIncome statement + balance sheet
Line item2025-26
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees—

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹65.40 Cr+21.8%-3.7%-0.2%
Profit after Tax₹5.09 Cr+11.5%+27.9%+3.2%
Net Worth₹54.26 Cr+24.3%-3.5%+11.8%
Employees113+22.8%+7.0%+0.8%
Gain deeper financial insights of this entity

Audited financials & ratios for Ujjivan Small Finance Bank Limited.

₹999₹249(excl. taxes)
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2025-26+9.99%————

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters11,51,09,96955.11%
Institutional Investors337,62,27413.72%
Public & Others1385,45,65731.17%
See the full shareholding pattern

Promoter, institutional & public holding for Ujjivan Small Finance Bank Limited.

₹499₹169(excl. taxes)
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

6 peersSame sector (Activities by Reserve Bank of India (Central Banking)) — nationwide
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
2nd quartile · P60
PAT (latest FY)
2nd quartile · P60
Employees
—
—
—
—
Paid-up capital
Top quartile · P100
Compliance Health
96
96
96
Bottom quartile · P0

Top 5 in Activities by Reserve Bank of India (Central Banking)

by healthView all ›
01
Kotak Mahindra Bank Limited
Maharashtra · Inc 1985
Paid-up
Revenue
A · 96
02
Axis Bank Limited
Gujarat · Inc 1993
Paid-up
Revenue
A · 96
03
India Finance Ltd.
West Bengal · Inc 1984
Paid-up
Revenue
A · 96
04
Kanknarrah Co Ltd
West Bengal · Inc 1900
Paid-up
Revenue
A · 96
05
Paid-up
Revenue
A · 96

Events & timeline

4Filings, charges, board changes
01 Apr 2022
Sudha appointed as Director
29 Nov 2021
Raghunath appointed as Director
27 Sept 2021
Rajni appointed as Director
04 Jul 2016
Company incorporated
Ujjivan Small Finance Bank Limited registered with RoC-Bangalore; year 2016

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Ujjivan Small Finance Bank Limited

When was Ujjivan Small Finance Bank Limited incorporated?
Ujjivan Small Finance Bank Limited was incorporated in 2016 (around 04 Jul 2016). Its CIN is L65110KA2016PLC142162 and it is registered with RoC-Bangalore.
Where is Ujjivan Small Finance Bank Limited located?
Ujjivan Small Finance Bank Limited is headquartered in Karnataka, at: Grape Garden, No. 27, 3rd "A" Cross, 18th Main 6th Block, Koramangala Bengaluru Bangalore KA 560095 IN .
What sector does Ujjivan Small Finance Bank Limited operate in?
Ujjivan Small Finance Bank Limited operates in the Activities by Reserve Bank of India (Central Banking) sector (NIC code 65110), classified as Non-govt company.
Who are the directors of Ujjivan Small Finance Bank Limited?
Director details for Ujjivan Small Finance Bank Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Ujjivan Small Finance Bank Limited?
Ujjivan Small Finance Bank Limited has authorized capital of ₹2500.00 Cr and paid-up capital of ₹1928.31 Cr.
Does Ujjivan Small Finance Bank Limited have any open charges?
Ujjivan Small Finance Bank Limited has no open MCA-registered charges on record.
What is Ujjivan Small Finance Bank Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Ujjivan Small Finance Bank Limited is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.