Fino Payments Bank Limited
L65100MH2007PLC171959ActivePublic · Non-govt companyRoC-MumbaiListed
Last updated: 2026-06-08
35
Compliance Health · F
4 / 9 signals passed
Fino Payments Bank Limited is a Public Non-govt company company incorporated in 2007 and based in Maharashtra, India. Fino Payments Bank Limited operates in Financial Services (NIC 65100) with authorized capital of ₹85.00 Cr and paid-up capital of ₹83.21 Cr. For 2014-15, the company reported revenue of ₹146.11 Cr and a net loss of ₹12.58 Cr. RegisterKaro's Compliance Health Score for the company is 35/100 (grade F), reflecting a weak compliance posture.
Risk FlagsDirectors not yet extracted · awaiting MGT-7Health F · 35/100AGM 1728d ago · may be overdue
Revenue (latest FY)
₹146.11 Cr
2014-15
PAT (latest FY)
₹-12.58 Cr
Margin -8.6%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹83.21 Cr
98% of authorized
Filings on Record
0
All current
Incorporated
2007
19 years old
State
Maharashtra
Sector
Financial Services
NIC 65100
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹85.00 Cr
Paid-up Capital
₹83.21 Cr
98% utilized
Members
—
Last AGM
25 Sept 2021
1728d ago
Last Balance Sheet
31 Mar 2021
1906d ago
Latest Filing
—
Registered Email
—
Registered Office
—
Quick facts
Registered office
—
NIC code
65100
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
—
Section
Financial Services
ROC
RoC-Mumbai
Website
—
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
23 Jun 2007 · 25 Sept 2021
Directors
LockedAD
Anita Desai
Whole-time Director1.8y · Gurugram · DIN 4685801
MK
Meera Krishnan
Whole-time Director6.1y · New Delhi · DIN 7837820
VS
Vikram Singh Rathore
Whole-time Director2.4y · Pune · DIN 8095314
PN
Priya Nair
Managing Director4.2y · Chennai · DIN 9180806
Get the full board of directors
Directors, DINs & appointment history for Fino Payments Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 25 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 23 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 24 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Fino Payments Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 417259108 | HDFC Bank Ltd(Bank) | ₹17.93 Cr | 04 Jul 2020 | Satisfied |
| 821028067 | ICICI Bank Ltd(Bank) | ₹13.66 Cr | 19 Sep 2020 | Open |
| 218998291 | ICICI Bank Ltd(Bank) | ₹12.42 Cr | 27 Jan 2023 | Satisfied |
| 920507232 | HDFC Bank Ltd(Bank) | ₹4.24 Cr | 04 Jul 2023 | Open |
| 527841107 | ICICI Bank Ltd(Bank) | ₹63.50 L | 27 Jan 2020 | Satisfied |
See registered charges & lenders
Charge IDs, lenders & amounts for Fino Payments Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCARevenue (bars) vs PAT (line) by FY
Revenue PAT
| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2014-15 | — |
Detailed Financials
1 FYs| Line item | 2014-15 |
|---|---|
| Income statement | |
| Revenue from operations | |
| Other income | |
| Total income | |
| Total expenses | |
| Profit before tax | |
| Profit / (Loss) after tax | |
| Balance sheet | |
| Equity / Net worth | |
| Borrowings | |
| Current liabilities | |
| Total liabilities | |
| Current assets | |
| Cash & equivalents | |
| Total assets | |
| Employees | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹86.12 Cr | +12.1% | -1.9% | -2.4% |
| Profit after Tax | ₹10.46 Cr | +28.1% | +6.3% | +15.3% |
| Net Worth | ₹42.66 Cr | +15.1% | +6.8% | +0.3% |
| Employees | 151 | +31.3% | +25.2% | +0.0% |
Gain deeper financial insights of this entity
Audited financials & ratios for Fino Payments Bank Limited.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2014-15 | -8.61% | — | — | -4.76% | — |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 3 | 20,82,260 | 62.93% |
| Institutional Investors | 3 | 78,167 | 2.36% |
| Public & Others | 62 | 11,48,513 | 34.71% |
See the full shareholding pattern
Promoter, institutional & public holding for Fino Payments Bank Limited.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
34 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
Top quartile · P85
PAT (latest FY)
Bottom quartile · P4
Employees
—
—
—
—
Paid-up capital
Top quartile · P90
Compliance Health
96
96
96
Bottom quartile · P9
Events & timeline
430 Sept 2019
Suresh appointed as Director
22 May 2019
Ravi appointed as Director
18 May 2018
Avijit appointed as Director
23 Jun 2007
Company incorporated
Fino Payments Bank Limited registered with RoC-Mumbai; year 2007
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Fino Payments Bank Limited
When was Fino Payments Bank Limited incorporated?
Fino Payments Bank Limited was incorporated in 2007 (around 23 Jun 2007). Its CIN is L65100MH2007PLC171959 and it is registered with RoC-Mumbai.
Where is Fino Payments Bank Limited located?
Fino Payments Bank Limited is headquartered in Maharashtra.
What sector does Fino Payments Bank Limited operate in?
Fino Payments Bank Limited operates in the Financial Services sector (NIC code 65100), classified as Non-govt company.
Who are the directors of Fino Payments Bank Limited?
Director details for Fino Payments Bank Limited have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Fino Payments Bank Limited?
Fino Payments Bank Limited has authorized capital of ₹85.00 Cr and paid-up capital of ₹83.21 Cr.
Does Fino Payments Bank Limited have any open charges?
Fino Payments Bank Limited has no open MCA-registered charges on record.
What is Fino Payments Bank Limited's Compliance Health Score?
RegisterKaro's Compliance Health Score for Fino Payments Bank Limited is 35/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 4 of 9 signals passed.