J.A. Finance Ltd. is a Public Non-govt company company incorporated in 1993 and based in West Bengal, India. J.A. Finance Ltd. operates in Financial Services (NIC 65999) with authorized capital of ₹11.00 Cr and paid-up capital of ₹10.65 Cr. For 2025-26, the company reported revenue of ₹2.79 Cr and profit after tax of ₹54.00 L. The board has 2 active directors. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Risk FlagsAGM 1830d ago · may be overdue
Revenue (latest FY)
₹2.79 Cr
2025-26
PAT (latest FY)
₹54.00 L
Margin 19.4%
Open Charges
0
No encumbrances
Active Directors
2
No resignations
Paid-up Capital
₹10.65 Cr
97% of authorized
Filings on Record
0
All current
Incorporated
1993
33 years old
State
West Bengal
Sector
Financial Services
NIC 65999
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹11.00 Cr
Paid-up Capital
₹10.65 Cr
97% utilized
Members
—
Last AGM
30 Aug 2021
1830d ago
Last Balance Sheet
31 Mar 2021
1982d ago
Latest Filing
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Registered Email
j**********(at)gmail.com
Registered Office
1st Floor,7B, Punwani Chambers,Kiran Shankar Roy Road, Kolkata Kolkata WB 700001 IN
J
J.A. FINANCE LTD.
Brand J.A. FINANCE LTD. · Legal entity J.A. Finance Ltd.
J.A. FINANCE LTD. is the legal entity of J A Finance.
Total Funding
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Latest Round
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Revenue
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Valuation
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Funding Rounds
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Employees
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Stage
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HQ
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Founded
1993
Joined to MCA on CIN L65999WB1993PLC058703
Quick facts
Identity · Activity · Auditor · Contact
Registered office
1st Floor,7B, Punwani Chambers,Kiran Shankar Roy Road, Kolkata Kolkata WB 700001 IN
NIC code
65999
Statutory auditor
In filing report
Registered email
j**********(at)gmail.com
Section
Financial Services
ROC
RoC-Kolkata
Website
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Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
30 Apr 1993 · 30 Aug 2021
Registered office location
Mapped from the MCA registered address
1st Floor,7B, Punwani Chambers,Kiran Shankar Roy Road, Kolkata Kolkata WB 700001 IN
Map position is derived from the address on the MCA register and may point to the locality rather than the exact door number. Verify against the company's own filings before relying on it for service of notice.
The filing report for J.A. Finance Ltd. covers its AOC-4 and MGT-7 record with the Registrar of Companies — form types, filing dates, due dates and delay in days.
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Get financial statements & other filing documents
Full MCA filing history for J.A. Finance Ltd..
₹499₹169(excl. taxes)
What you'll get
Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)
Charges
Registered charges & encumbrancesLocked
The filing report for J.A. Finance Ltd. covers its CHG-1 / CHG-4 record with the Registrar of Companies — charge IDs, lenders, secured amounts and open or satisfied status.
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Status
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See registered charges & lenders
Charge IDs, lenders & amounts for J.A. Finance Ltd..
₹499₹169(excl. taxes)
What you'll get
Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)
Financial Performance
MCA2 reporting years
Revenue (bars) vs PAT (line) by FY
Revenue PAT
FY
Revenue
PAT
Net Worth
Total Assets
Employees
2025-26
₹1.05 Cr
₹61.08 L
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2015-16
₹6.24 Cr
₹63.90 L
₹84.39 Cr
₹18.91 Cr
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Detailed Financials
2 FYsIncome statement + balance sheet
Line item
2025-26
2015-16
Income statement
Revenue from operations
₹1.05 Cr
₹6.24 Cr
Other income
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₹0
Total income
₹1.05 Cr
₹6.24 Cr
Total expenses
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₹6.95 Cr
Profit before tax
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₹2.80 Cr
Profit / (Loss) after tax
₹61.08 L
₹63.90 L
Balance sheet
Equity / Net worth
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₹84.39 Cr
Borrowings
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₹43.87 Cr
Current liabilities
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Total liabilities
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₹72.77 Cr
Current assets
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Cash & equivalents
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₹3.48 L
Total assets
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₹18.91 Cr
Employees
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Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
Derived from multi-FY filings
Metric
Latest value
1Y CAGR
3Y CAGR
5Y CAGR
Revenue2025-26
₹1.18 Cr
+91.0%
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Profit after Tax2025-26
₹84.72 L
-60.0%
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Financial Ratios
Profitability · leverage · efficiency
FY
Revenue
PAT
PAT margin
Rev growth
ROE
ROA
D/E
Rev/emp
2015-16
₹2.15 Cr
₹49.87 L
+39.83%
—
+5.93%
+5.06%
1.54
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2025-26
₹2.65 Cr
₹68.91 L
+19.35%
+37.31%
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Cap Table & Shareholding
Promoter · institutional · publicLocked
The filing report for J.A. Finance Ltd. covers its MGT-7 record with the Registrar of Companies — promoter, institutional and public holdings with share counts.
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Shareholders
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See the full shareholding pattern
Promoter, institutional & public holding for J.A. Finance Ltd..
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Planned
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
Planned
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
Planned
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about J.A. Finance Ltd.
When was J.A. Finance Ltd. incorporated?
J.A. Finance Ltd. was incorporated in 1993 (around 30 Apr 1993). Its CIN is L65999WB1993PLC058703 and it is registered with RoC-Kolkata.
Where is J.A. Finance Ltd. located?
J.A. Finance Ltd. is headquartered in West Bengal, at: 1st Floor,7B, Punwani Chambers,Kiran Shankar Roy Road, Kolkata Kolkata WB 700001 IN .
What sector does J.A. Finance Ltd. operate in?
J.A. Finance Ltd. operates in the Financial Services sector (NIC code 65999), classified as Non-govt company.
Who are the directors of J.A. Finance Ltd.?
J.A. Finance Ltd. has 2 active directors: Amit (Director), Medhavi (Director).
What is the paid-up capital of J.A. Finance Ltd.?
J.A. Finance Ltd. has authorized capital of ₹11.00 Cr and paid-up capital of ₹10.65 Cr.
Does J.A. Finance Ltd. have any open charges?
J.A. Finance Ltd. has no open MCA-registered charges on record.
What is J.A. Finance Ltd.'s Compliance Health Score?
RegisterKaro's Compliance Health Score for J.A. Finance Ltd. is 67/100 (grade C). It is a weighted assessment of the company's MCA record across charges, directors, capital and overall status, and is shown as provisional because it is assessed on the company master data currently on record.
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