PNB Housing Finance — Pnb Housing Finance Limited
Pnb Housing Finance Limited is a Public Non-govt company company incorporated in 1988 and based in Delhi, India. Pnb Housing Finance Limited operates in Activities of housing finance companies. (NIC 65922) with authorized capital of ₹500.00 Cr and paid-up capital of ₹168.60 Cr. For 2025-26, the company reported revenue of ₹8511.22 Cr and profit after tax of ₹2327.88 Cr. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
PNB Housing Finance - Provider of housing, fixed deposits, and loans against property loans. Public Company. Raised funding over 4 rounds from 7 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Pnb Housing Finance Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +1d | filed |
| MGT-7 | FY2024-25 | 21 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 27 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +37d | filed |
| MGT-7 | FY2022-23 | 22 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Pnb Housing Finance Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 948510755 | HDFC Bank Ltd(Bank) | ₹22.06 Cr | 04 Jul 2021 | Open |
| 570926752 | Kotak Mahindra Bank Ltd(Bank) | ₹16.49 Cr | 12 Mar 2021 | Satisfied |
| 859362935 | HDFC Bank Ltd(Bank) | ₹5.70 Cr | 27 Jan 2019 | Satisfied |
| 534675287 | HDFC Bank Ltd(Bank) | ₹18.88 Cr | 12 Mar 2021 | Open |
| 566132436 | HDFC Bank Ltd(Bank) | ₹5.77 Cr | 19 Sep 2021 | Satisfied |
| 561769557 | Kotak Mahindra Bank Ltd(Bank) | ₹8.29 Cr | 27 Jan 2022 | Open |
Charge IDs, lenders & amounts for Pnb Housing Finance Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCA| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2025-26 | — | ||||
| 2022-23 | — | ||||
| 2021-22 | — | ||||
| 2019-20 | — | ||||
| 2018-19 | — | ||||
| 2016-17 | — | ||||
| 2015-16 | — | ||||
| 2014-15 | — |
Detailed Financials
4 FYs| Line item | 2025-26 | 2022-23 | 2021-22 | 2019-20 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ||||
| Other income | ||||
| Total income | ||||
| Total expenses | ||||
| Profit before tax | ||||
| Profit / (Loss) after tax | ||||
| Balance sheet | ||||
| Equity / Net worth | ||||
| Borrowings | ||||
| Current liabilities | ||||
| Total liabilities | ||||
| Current assets | ||||
| Cash & equivalents | ||||
| Total assets | ||||
| Employees | — | — | — | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue2025-26 | +5981.0% | +50628.0% | +28.0% | |
| Profit after Tax2025-26 | +757.0% | +99.0% | +77.0% | |
| Net Worth2022-23 | -47.0% | -31.0% | — |
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2014-15 | +11.04% | — | +12.40% | +1.03% | 12.03 | |||
| 2015-16 | +12.11% | +51.77% | +15.21% | +1.10% | 13.83 | |||
| 2016-17 | +13.40% | +44.92% | +81.71% | +1.36% | 60.11 | |||
| 2018-19 | +15.52% | +96.51% | — | +1.42% | — | |||
| 2019-20 | — | -100.00% | — | — | — | |||
| 2021-22 | — | +329445835.79% | — | — | — | |||
| 2022-23 | +89.42% | -95.71% | +178.93% | +149.76% | 1.19 | |||
| 2025-26 | +27.35% | +3133.62% | — | — | — |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 3 | 2,69,33,015 | 69.71% |
| Institutional Investors | 1 | 16,62,057 | 4.30% |
| Public & Others | 32 | 1,00,43,178 | 25.99% |
Promoter, institutional & public holding for Pnb Housing Finance Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
3 peersEvents & timeline
4External data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.