Scintilla Commercial & Credit Ltd

L65191WB1990PLC048276ActivePublic · Non-govt companyRoC-KolkataListed
Last updated: 2026-06-08
35
Compliance Health · F
4 / 9 signals passed

Scintilla Commercial & Credit Ltd is a Public Non-govt company company incorporated in 1990 and based in West Bengal, India. Scintilla Commercial & Credit Ltd operates in Banking Activity by Commercial Banks (NIC 65191) with authorized capital of ₹10.05 Cr and paid-up capital of ₹10.03 Cr. For 2017-18, the company reported revenue of ₹43.36 L and profit after tax of ₹3.14 L. RegisterKaro's Compliance Health Score for the company is 35/100 (grade F), reflecting a weak compliance posture.

Risk FlagsDirectors not yet extracted · awaiting MGT-7Health F · 35/100AGM 1724d ago · may be overdue
Revenue (latest FY)
₹43.36 L
2017-18
PAT (latest FY)
₹3.14 L
Margin 7.2%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹10.03 Cr
100% of authorized
Filings on Record
0
All current
Incorporated
1990
36 years old
State
West Bengal
Sector
Banking Activity by Commercial Banks
NIC 65191
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹10.05 Cr
Paid-up Capital
₹10.03 Cr
100% utilized
Members
Last AGM
30 Sept 2021
1724d ago
Last Balance Sheet
31 Mar 2021
1907d ago
Latest Filing
Registered Email
Registered Office

Quick facts

Identity · Activity · Auditor · Contact
Registered office
NIC code
65191
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
Section
Banking Activity by Commercial Banks
ROC
RoC-Kolkata
Website
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
29 Jan 1990 · 30 Sept 2021

Directors

From MGT-7 annual returnLocked
AD
Anita Desai
Additional Director
4.1y · Chennai · DIN 7458772
RK
Rajesh Kumar Sharma
Director
3.4y · Gurugram · DIN 3380188
KB
Kunal Bhatia
Director
6.7y · New Delhi · DIN 3786597
MK
Meera Krishnan
Director
6.8y · Pune · DIN 2403821
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Directors, DINs & appointment history for Scintilla Commercial & Credit Ltd.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2526 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 2023+14dfiled
MGT-7FY2023-2426 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 2022+33dfiled
MGT-7FY2022-2324 Nov 202229 Nov 20220dfiled
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Full MCA filing history for Scintilla Commercial & Credit Ltd.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
110222737State Bank of India(Bank)₹16.34 Cr27 Jan 2020Satisfied
736826527State Bank of India(Bank)₹16.89 Cr12 Mar 2019Satisfied
426672982Kotak Mahindra Bank Ltd(Bank)₹10.09 Cr27 Jan 2022Open
215477352Axis Bank Ltd(Bank)₹22.48 Cr19 Sep 2019Satisfied
See registered charges & lenders

Charge IDs, lenders & amounts for Scintilla Commercial & Credit Ltd.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

MCA2 reporting years
Revenue (bars) vs PAT (line) by FY
Revenue PAT
₹0₹23.94 L₹47.89 L₹71.83 L₹30.92 L₹68.41 L2016-172017-18
FYRevenuePATNet WorthTotal AssetsEmployees
2017-18
2016-17

Detailed Financials

2 FYsIncome statement + balance sheet
Line item2017-182016-17
Income statement
Revenue from operations
Other income
Total income
Total expenses
Profit before tax
Profit / (Loss) after tax
Balance sheet
Equity / Net worth
Borrowings
Current liabilities
Total liabilities
Current assets
Cash & equivalents
Total assets
Employees

Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.

Compounded Annual Growth Rate

Derived from multi-FY filings
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue2017-18+43.0%
Profit after Tax2017-18

Financial Ratios

Profitability · leverage · efficiency
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
2016-17-38.24%-0.90%
2017-18+7.25%+48.44%+0.31%+0.31%1.00

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters261,87,36580.98%
Institutional Investors36,30,5858.25%
Public & Others198,23,08010.77%
See the full shareholding pattern

Promoter, institutional & public holding for Scintilla Commercial & Credit Ltd.

₹499₹169(excl. taxes)
Buy Financial & Company Filings
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

28 peersSame sector (Banking Activity by Commercial Banks) — nationwide
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
2nd quartile · P67
PAT (latest FY)
2nd quartile · P71
Employees
Paid-up capital
Top quartile · P79
Compliance Health
96
96
96
Bottom quartile · P0

Top 3 in Banking Activity by Commercial Banks

by healthView all ›
01
Idfc Limited
Tamil Nadu · Inc 1997
Paid-up
Revenue
A · 96
02
Paid-up
Revenue
A · 96
03
Betala Global Securities Limited
Tamil Nadu · Inc 1994
Paid-up
Revenue
A · 96

Events & timeline

3Filings, charges, board changes
30 Sept 2021
Pooja appointed as Director
29 Sept 2018
Ritu appointed as Director
29 Jan 1990
Company incorporated
Scintilla Commercial & Credit Ltd registered with RoC-Kolkata; year 1990

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Scintilla Commercial & Credit Ltd

When was Scintilla Commercial & Credit Ltd incorporated?
Scintilla Commercial & Credit Ltd was incorporated in 1990 (around 29 Jan 1990). Its CIN is L65191WB1990PLC048276 and it is registered with RoC-Kolkata.
Where is Scintilla Commercial & Credit Ltd located?
Scintilla Commercial & Credit Ltd is headquartered in West Bengal.
What sector does Scintilla Commercial & Credit Ltd operate in?
Scintilla Commercial & Credit Ltd operates in the Banking Activity by Commercial Banks sector (NIC code 65191), classified as Non-govt company.
Who are the directors of Scintilla Commercial & Credit Ltd?
Director details for Scintilla Commercial & Credit Ltd have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Scintilla Commercial & Credit Ltd?
Scintilla Commercial & Credit Ltd has authorized capital of ₹10.05 Cr and paid-up capital of ₹10.03 Cr.
Does Scintilla Commercial & Credit Ltd have any open charges?
Scintilla Commercial & Credit Ltd has no open MCA-registered charges on record.
What is Scintilla Commercial & Credit Ltd's Compliance Health Score?
RegisterKaro's Compliance Health Score for Scintilla Commercial & Credit Ltd is 35/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 4 of 9 signals passed.