Scintilla Commercial & Credit Ltd
L65191WB1990PLC048276ActivePublic · Non-govt companyRoC-KolkataListed
Last updated: 2026-06-08
67
Compliance Health · C · provisional
3 / 4 signals passed
Scintilla Commercial & Credit Ltd is a Public Non-govt company company incorporated in 1990 and based in West Bengal, India. Scintilla Commercial & Credit Ltd operates in Banking Activity by Commercial Banks (NIC 65191) with authorized capital of ₹10.05 Cr and paid-up capital of ₹10.03 Cr. For 2025-26, the company reported revenue of ₹65.00 L and a net loss of ₹19.00 L. RegisterKaro's provisional Compliance Health Score for the company is 67/100 (grade C), based on 4 of 9 signals — full scoring is pending extraction of the company's MCA filing history.
Risk FlagsDirectors not yet extracted · awaiting MGT-7AGM 1782d ago · may be overdue
Revenue (latest FY)
₹65.00 L
2025-26
PAT (latest FY)
₹-19.00 L
Margin -29.2%
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
₹10.03 Cr
100% of authorized
Filings on Record
0
All current
Incorporated
1990
36 years old
State
West Bengal
Sector
Banking Activity by Commercial Banks
NIC 65191
Class
Public
Sub-category
Non-govt company
Authorized Capital
₹10.05 Cr
Paid-up Capital
₹10.03 Cr
100% utilized
Members
—
Last AGM
30 Sept 2021
1782d ago
Last Balance Sheet
31 Mar 2021
1965d ago
Latest Filing
—
Registered Email
i***(at)scintilla.co.in
Registered Office
MERCANTILE BUILDING, BLOCK-E, 2ND FLOOR, 9/12, LALBAZAR STREET, KOLKATA WB 700001 IN
Quick facts
Registered office
MERCANTILE BUILDING, BLOCK-E, 2ND FLOOR, 9/12, LALBAZAR STREET, KOLKATA WB 700001 IN
NIC code
65191
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
i***(at)scintilla.co.in
Section
Banking Activity by Commercial Banks
ROC
RoC-Kolkata
Website
—
Class · sub-category
Public · Non-govt company
Incorporation · Last AGM
29 Jan 1990 · 30 Sept 2021
Directors
LockedAD
Anita Desai
Additional Director4.1y · Chennai · DIN 7458772
RK
Rajesh Kumar Sharma
Director3.4y · Gurugram · DIN 3380188
KB
Kunal Bhatia
Director6.7y · New Delhi · DIN 3786597
MK
Meera Krishnan
Director6.8y · Pune · DIN 2403821
Get the full board of directors
Directors, DINs & appointment history for Scintilla Commercial & Credit Ltd.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 26 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +14d | filed |
| MGT-7 | FY2023-24 | 26 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +33d | filed |
| MGT-7 | FY2022-23 | 24 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Scintilla Commercial & Credit Ltd.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 110222737 | State Bank of India(Bank) | ₹16.34 Cr | 27 Jan 2020 | Satisfied |
| 736826527 | State Bank of India(Bank) | ₹16.89 Cr | 12 Mar 2019 | Satisfied |
| 426672982 | Kotak Mahindra Bank Ltd(Bank) | ₹10.09 Cr | 27 Jan 2022 | Open |
| 215477352 | Axis Bank Ltd(Bank) | ₹22.48 Cr | 19 Sep 2019 | Satisfied |
See registered charges & lenders
Charge IDs, lenders & amounts for Scintilla Commercial & Credit Ltd.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCARevenue (bars) vs PAT (line) by FY
Revenue PAT
| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2025-26 | — | ||||
| 2017-18 | — | ||||
| 2016-17 | — | ||||
| 2015-16 | — | ||||
| 2014-15 | — |
Detailed Financials
4 FYs| Line item | 2025-26 | 2017-18 | 2016-17 | 2015-16 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ||||
| Other income | ||||
| Total income | ||||
| Total expenses | ||||
| Profit before tax | ||||
| Profit / (Loss) after tax | ||||
| Balance sheet | ||||
| Equity / Net worth | ||||
| Borrowings | ||||
| Current liabilities | ||||
| Total liabilities | ||||
| Current assets | ||||
| Cash & equivalents | ||||
| Total assets | ||||
| Employees | — | — | — | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue2025-26 | +22.0% | -13.0% | — | |
| Profit after Tax2025-26 | -423.0% | — | — | |
| Net Worth2017-18 | +0.0% | — | — |
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2014-15 | +0.21% | — | +0.02% | +0.02% | 1.00 | |||
| 2015-16 | +0.37% | +128.33% | +0.08% | +0.07% | 1.12 | |||
| 2016-17 | -38.24% | -86.41% | — | -0.90% | — | |||
| 2017-18 | +7.25% | +48.44% | +0.31% | +0.31% | 1.00 | |||
| 2025-26 | -29.23% | +49.90% | — | — | — |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 2 | 61,87,365 | 80.98% |
| Institutional Investors | 3 | 6,30,585 | 8.25% |
| Public & Others | 19 | 8,23,080 | 10.77% |
See the full shareholding pattern
Promoter, institutional & public holding for Scintilla Commercial & Credit Ltd.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
28 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
2nd quartile · P60
PAT (latest FY)
Bottom quartile · P10
Employees
—
—
—
—
Paid-up capital
Top quartile · P79
Compliance Health
96
96
96
Bottom quartile · P0
01
Tamilnadu Transport Development Finance Corporation Limited
Tamil Nadu · Inc 1975
Paid-up
Revenue
A · 96
Events & timeline
330 Sept 2021
Pooja appointed as Director
29 Sept 2018
Ritu appointed as Director
29 Jan 1990
Company incorporated
Scintilla Commercial & Credit Ltd registered with RoC-Kolkata; year 1990
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Scintilla Commercial & Credit Ltd
When was Scintilla Commercial & Credit Ltd incorporated?
Scintilla Commercial & Credit Ltd was incorporated in 1990 (around 29 Jan 1990). Its CIN is L65191WB1990PLC048276 and it is registered with RoC-Kolkata.
Where is Scintilla Commercial & Credit Ltd located?
Scintilla Commercial & Credit Ltd is headquartered in West Bengal, at: MERCANTILE BUILDING, BLOCK-E, 2ND FLOOR, 9/12, LALBAZAR STREET, KOLKATA WB 700001 IN .
What sector does Scintilla Commercial & Credit Ltd operate in?
Scintilla Commercial & Credit Ltd operates in the Banking Activity by Commercial Banks sector (NIC code 65191), classified as Non-govt company.
Who are the directors of Scintilla Commercial & Credit Ltd?
Director details for Scintilla Commercial & Credit Ltd have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Scintilla Commercial & Credit Ltd?
Scintilla Commercial & Credit Ltd has authorized capital of ₹10.05 Cr and paid-up capital of ₹10.03 Cr.
Does Scintilla Commercial & Credit Ltd have any open charges?
Scintilla Commercial & Credit Ltd has no open MCA-registered charges on record.
What is Scintilla Commercial & Credit Ltd's Compliance Health Score?
RegisterKaro's Compliance Health Score for Scintilla Commercial & Credit Ltd is 67/100 (grade C), based on 4 assessable weighted signals across charges, directors, capital, and overall status. 3 of 4 passed — this is a provisional score; full scoring is pending extraction of the company's MCA filing history.