What is the minimum pension under the EPS 95 scheme?

The minimum pension guaranteed under the scheme is ₹1,000 per month.

Can I withdraw my EPS 95 contribution before retirement?

Yes, you can withdraw the EPS contribution if you have less than 10 years of service.

How is the pension amount calculated?

The pension is calculated based on your pensionable salary and total years of service using the formula: Monthly Pension=Pensionable Salary×Pensionable Service70\text{Monthly Pension} = \frac{\text{Pensionable Salary} \times \text{Pensionable Service}}{70}