PM Kisan eKYC: Why It’s Mandatory & How to Complete

The PM Kisan Samman Nidhi eKYC is a verification process that helps identify the farmer’s eligibility. This, in turn, empowers them with financial support for agricultural growth. To access the benefit, farmers must complete the PM Kisan eKYC process. The ekYC done contributes to identifying the applicant’s credibility for the loan amount. In short, this step verifies eligibility and ensures timely payments.

Missing the eKYC process causes delays or, worse, rejection of payments. It’s a small task, yet skipping it can cause big problems when it comes to receiving the funds. 

Don’t let a missed deadline or incorrect details stop you from receiving the financial help for your farming business. 

Latest News on PM Kisan eKYC Update

Stay updated on the latest requirements to ensure timely receipt of your PM Kisan payments:

• 22nd Installment Expected: ₹2,000 is expected to be credited in February or March 2026.
• eKYC Verification: OTP-based or biometric eKYC verification is compulsory for receiving payments.
• Unique Farmer ID: Farmers must now have a unique Farmer ID to continue receiving benefits.
• Exclusion from Future Payments: The government clarified that beneficiaries without a Farmer ID may be excluded from future installments.

What is PM Kisan eKYC?

PM Kisan eKYC is an electronic process to verify the identity of farmers registered under the PM Kisan Yojana. The process aims to confirm that only eligible beneficiaries receive the benefits of the PM Kisan Samman Nidhi Yojana. It offers ₹6,000 annually to assist with basic agricultural needs, improve farming practices, and manage operational costs.

The process uses Aadhaar-based verification and requires completion to receive installments. Farmers cannot avail future payments under the scheme without completing PM Kisan eKYC.  

Types of PM Kisan eKYC

There are three methods available for PM Kisan eKYC:

1. OTP-based (Online): This is the most common method. Farmers will enter their Aadhaar number and receive an OTP (One-Time Password) on their linked mobile number. Entering this OTP will complete the verification process.
2. Biometric (At CSC / Government Centers): Farmers who are unable to complete the eKYC online can visit Common Service Centers (CSCs) for biometric verification. This method ensures a thorough check and authentication.
3. Face Authentication (Via Mobile App): In certain areas, PM Kisan eKYC can be completed through face authentication via the PM Kisan mobile app. This process is efficient and user-friendly.

The eKYC ensures that funds go directly to the farmers and helps in maintaining transparency.

Who Needs to Complete PM Kisan eKYC?

All beneficiaries under the PM Kisan Samman Nidhi Yojana need to complete PM Kisan eKYC. This includes both new and existing farmers who are already registered in the scheme. If farmers fail to complete their eKYC, the government may withhold or delay their payment.

For example, farmers expecting their PM Kisan 22nd installment (for 2026) must complete eKYC before receiving their payment. It is crucial for PM Kisan beneficiaries to complete the eKYC process to continue receiving financial support.

Documents and Requirements for PM Kisan eKYC

To complete PM Kisan eKYC, you will need the following:

• Mandatory Documents:
  • Aadhaar Number: This is essential for identity verification.
  • Active Mobile Number Linked with Aadhaar: The OTP will be sent to this mobile number for online verification.
• Optional/Situational Documents:
  • Biometric Verification Documents: If you are completing eKYC through a CSC, you will need to bring the required documents for biometric authentication.

How to Complete PM Kisan eKYC: Online and Offline Methods

Completing PM Kisan eKYC can be done online or offline, depending on your convenience.

Here’s a simple guide to help you complete eKYC through both methods:

a. Step-by-Step Process for eKYC Online

Here’s how you can complete PM Kisan eKYC online:

1. Visit the official pmkisan.gov.in eKYC portal.
2. Locate the eKYC section on the homepage.
3. Enter your Aadhaar number in the provided field.
4. Click on Get OTP to receive the one-time password.
5. Enter the OTP received on your Aadhaar-linked mobile number.
6. Submit the details and confirm the verification status.

Tip: Ensure your mobile number is correct and active to receive the OTP without any issues.

b. Step-by-Step Process for eKYC Offline

If you prefer to complete PM Kisan eKYC offline, you can visit your nearest Common Service Center (CSC). Here’s what you need to do:

1. Visit your local CSC with your Aadhaar card and mobile number linked to Aadhaar.
2. Complete the biometric verification process at the center.
3. Once completed, the center will update your eKYC status.

This process may take a bit longer, depending on the availability of staff at the CSC.

c. How to Check Your eKYC Status?

Once you’ve completed the eKYC process, it’s important to check the status. You can do this by following these simple steps:

1. Go to the PM Kisan portal.
2. Enter your Aadhaar number and check the eKYC status.
3. Possible status messages include:
   • Complete: Your eKYC is successfully done.
   • Pending: The process is still being verified.
   • Failed: There’s an issue, and you need to recheck your details or visit CSC.

If your PM Kisan eKYC status shows as Failed, you should take immediate action to resolve the issue. Visit the CSC or check your Aadhaar details for accuracy.

Important eKYC Deadlines and How They Affect PM Kisan Payments?

The government has set several important dates that farmers must meet to remain eligible for the PM Kisan Samman Nidhi Yojana installments. The government has been actively reminding farmers about these cut-off dates. Meeting these deadlines ensures uninterrupted payments under the PM Kisan Yojana. 

Recent eKYC Deadlines are:

22nd installment (March–April 2026): Ensure that your PM Kisan eKYC is completed before this deadline to avoid payment delays.

Incomplete eKYC can block or delay PM Kisan installment payments. According to data obtained through the Right to Information Act, eKYC became mandatory from the 15th installment onwards. In 2025, The Wire cited that more than 48 lakh farmers (out of 10.64 crore registered beneficiaries, about 5%) had not completed their eKYC. This failure led to a delay in their ₹6,000 annual payments.

To ensure seamless disbursements:

• Complete eKYC early: Don’t wait until the last minute to complete your PM Kisan eKYC.
• Check status regularly: Use the PM Kisan portal or mobile app to track your eKYC status.
• Visit CSC if needed: If your Aadhaar is not linked to your mobile, visit a Common Service Center (CSC) for biometric verification.

Ensuring your PM Kisan eKYC is completed before the deadlines will guarantee timely DBT payments and uninterrupted benefits.

Using the PM Kisan Mobile App for eKYC

The PM Kisan mobile app provides a fast and convenient way to complete your eKYC process. Here’s how it helps:

• Face Authentication: The app offers face recognition for a quicker and smoother verification process.
• Easy Status Checks: You can easily check your PM Kisan eKYC status directly through the app, saving time.
• Faster Processing: Compared to the website, the app processes eKYC requests much faster.

Additionally, the app offers several other benefits:

• Complete Know Your Customer (e-KYC) remotely, making it simpler for you and your neighbors.
• You can directly register for the PM Kisan Yojana through the app.
• Link your Aadhaar with your bank accounts and update details easily.
• Check the status of your land records and make sure they’re up to date.
• Stay informed about important scheme updates and helpline numbers.
• Strengthen your digital identity for smoother participation in the scheme. 

Common eKYC Issues & Solutions

Some common issues that farmers face while completing PM Kisan eKYC include:

1. OTP Not Received: This could happen if your mobile number is not linked with Aadhaar. Update your number via UIDAI or visit CSC.
2. Mismatch in Aadhaar Details: Ensure the details in your Aadhaar match the records in the PM Kisan portal.
3. CSC Delays: Due to high traffic, CSC centers may take longer. Be patient and follow up with them.
4. Mobile Number Linkage Issues: If your mobile number is not linked with Aadhaar, you must visit UIDAI for an update.

For further assistance, you can contact the PM Kisan Helpline at 011-24300606.

Conclusion

PM Kisan eKYC is an essential process for all farmers registered under the PM Kisan Samman Nidhi Yojana. It ensures that only eligible farmers receive their rightful payments. Whether through OTP-based online verification, biometric verification at CSC, or face authentication via the mobile app, completing eKYC is crucial for smooth payment disbursements. 

Make sure you meet the eKYC deadlines to ensure continued eligibility for the scheme. Take professional support from service providers such as RegisterKaro and accurately complete the eKYC process.

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