I-Lend
I-Lend is a Private Indian company incorporated in 2009 and based in Telangana, India. I-Lend operates in is Alternative Lending (NIC 93000) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
i-LEND - P2P platform for personal loans. Raised a total funding of $596K over 5 rounds from 13 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for I-Lend.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 22 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +8d | filed |
| MGT-7 | FY2023-24 | 24 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +4d | filed |
| MGT-7 | FY2022-23 | 23 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for I-Lend.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 522934756 | State Bank of India(Bank) | ₹18.95 Cr | 19 Sep 2023 | Open |
| 506155326 | State Bank of India(Bank) | ₹13.82 Cr | 12 Mar 2019 | Open |
| 424689937 | State Bank of India(Bank) | ₹3.29 Cr | 04 Jul 2023 | Satisfied |
| 531440741 | ICICI Bank Ltd(Bank) | ₹8.89 Cr | 19 Sep 2021 | Open |
| 804212777 | Kotak Mahindra Bank Ltd(Bank) | ₹17.59 Cr | 19 Sep 2019 | Open |
| 956297037 | Axis Bank Ltd(Bank) | ₹6.93 Cr | 04 Jul 2020 | Open |
Charge IDs, lenders & amounts for I-Lend.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹47.49 Cr | ₹-84.30 L | ₹15.29 Cr | ₹46.81 Cr | 87 |
| FY2023-24 | ₹41.52 Cr | ₹-1.22 Cr | ₹23.51 Cr | ₹64.01 Cr | 315 |
| FY2022-23 | ₹33.86 Cr | ₹-94.69 L | ₹26.15 Cr | ₹43.66 Cr | 31 |
| FY2021-22 | ₹30.39 Cr | ₹-44.15 L | ₹19.75 Cr | ₹37.31 Cr | 163 |
Audited financials & ratios for I-Lend.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹47.49 Cr | ₹41.52 Cr | ₹33.86 Cr | ₹30.39 Cr |
| Other income | ₹1.48 Cr | ₹1.40 Cr | ₹1.27 Cr | ₹20.47 L |
| Total income | ₹48.97 Cr | ₹42.93 Cr | ₹35.12 Cr | ₹30.60 Cr |
| Total expenses | ₹50.05 Cr | ₹44.49 Cr | ₹36.34 Cr | ₹31.16 Cr |
| Profit before tax | ₹-1.10 Cr | ₹-1.59 Cr | ₹-1.23 Cr | ₹-57.39 L |
| Profit / (Loss) after tax | ₹-84.30 L | ₹-1.22 Cr | ₹-94.69 L | ₹-44.15 L |
| Balance sheet | ||||
| Equity / Net worth | ₹15.29 Cr | ₹23.51 Cr | ₹26.15 Cr | ₹19.75 Cr |
| Borrowings | ₹9.99 Cr | ₹8.90 Cr | ₹3.89 Cr | ₹5.81 Cr |
| Current liabilities | ₹11.96 Cr | ₹16.98 Cr | ₹9.18 Cr | ₹10.46 Cr |
| Total liabilities | ₹31.52 Cr | ₹40.50 Cr | ₹17.51 Cr | ₹17.55 Cr |
| Current assets | ₹16.46 Cr | ₹29.25 Cr | ₹23.95 Cr | ₹18.82 Cr |
| Cash & equivalents | ₹6.06 Cr | ₹7.06 Cr | ₹4.94 Cr | ₹2.32 Cr |
| Total assets | ₹46.81 Cr | ₹64.01 Cr | ₹43.66 Cr | ₹37.31 Cr |
| Employees | 87 | 315 | 31 | 163 |
Audited financials & ratios for I-Lend.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹47.49 Cr | +25.6% | +15.3% | +2.2% |
| Profit after Tax | ₹-84.30 L | -9.8% | +12.2% | +2.5% |
| Net Worth | ₹15.29 Cr | +23.0% | +6.7% | +18.5% |
| Employees | 87 | +25.7% | +26.5% | +10.4% |
Audited financials & ratios for I-Lend.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹47.49 Cr | ₹-84.30 L | -1.77% | -11.79% | -5.51% | -1.80% | 0.65 | ₹54.59 L |
| FY2023-24 | ₹41.52 Cr | ₹-1.22 Cr | -2.95% | +26.95% | -5.21% | -1.91% | 0.38 | ₹13.18 L |
| FY2022-23 | ₹33.86 Cr | ₹-94.69 L | -2.80% | +32.72% | -3.62% | -2.17% | 0.15 | ₹1.09 Cr |
| FY2021-22 | ₹30.39 Cr | ₹-44.15 L | -1.45% | -13.33% | -2.24% | -1.18% | 0.29 | ₹18.65 L |
Audited financials & ratios for I-Lend.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 4 | 2,26,49,679 | 89.34% |
| Institutional Investors | 3 | 8,84,630 | 3.49% |
| Public & Others | 44 | 18,16,831 | 7.17% |
Promoter, institutional & public holding for I-Lend.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
15 peersExternal data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.