Kredent Money

U72300WB2011PTC157698ActivePrivateUnlisted
Last updated: 2026-06-09
30
Compliance Health · F
3 / 9 signals passed

Kredent Money is a Private Indian company incorporated in 2011 and based in West Bengal, India. Kredent Money operates in IT & Software (NIC 72300) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.

Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100
Revenue (latest FY)
Awaiting extraction
PAT (latest FY)
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
Filings on Record
0
All current
Incorporated
2011
15 years old
State
West Bengal
Sector
IT & Software
NIC 72300
Class
Private
Sub-category
Authorized Capital
Paid-up Capital
Members
Last AGM
Last Balance Sheet
Latest Filing
Registered Email
Registered Office
Kredent MoneyTRACXN · PUBLIC DATA
Brand Kredent Money · Legal entity Kredent Money

Kredent Money - App-based wealth management platform.

Total Funding
Latest Round
Revenue
Valuation
Funding Rounds
Employees
Stage
Unfunded
HQ
Kolkata
Founded
2011
Source: Tracxn (public profile) · joined to MCA on CIN U72300WB2011PTC157698

Quick facts

Identity · Activity · Auditor · Contact
Registered office
NIC code
72300
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
Section
IT & Software
ROC
Class · sub-category
Private
Incorporation · Last AGM
·

Directors

From MGT-7 annual returnLocked
SG
Sneha Gupta
Managing Director
8.4y · Mumbai · DIN 8670670
DR
Deepa Reddy
Additional Director
8.2y · Chennai · DIN 7603421
PN
Priya Nair
Managing Director
5.9y · Mumbai · DIN 5485847
SI
Suresh Iyer
Director
8.6y · New Delhi · DIN 6686363
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Directors, DINs & appointment history for Kredent Money.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 20240dfiled
MGT-7FY2024-2522 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 2023+25dfiled
MGT-7FY2023-2420 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 20220dfiled
MGT-7FY2022-2327 Nov 202229 Nov 20220dfiled
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Full MCA filing history for Kredent Money.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
209482105Axis Bank Ltd(Bank)₹11.08 Cr19 Sep 2021Satisfied
605201706Axis Bank Ltd(Bank)₹10.78 Cr04 Jul 2022Open
613763673HDFC Bank Ltd(Bank)₹12.80 Cr27 Jan 2021Satisfied
765321942State Bank of India(Bank)₹6.23 Cr12 Mar 2022Satisfied
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Charge IDs, lenders & amounts for Kredent Money.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

Revenue · PAT · Net worth by FYLocked
FYRevenuePATNet WorthTotal AssetsEmployees
FY2024-25₹72.00 Cr₹7.17 Cr₹42.86 Cr₹71.92 Cr65
FY2023-24₹60.30 Cr₹5.03 Cr₹38.83 Cr₹65.17 Cr208
FY2022-23₹50.58 Cr₹4.20 Cr₹40.63 Cr₹72.96 Cr175
FY2021-22₹43.98 Cr₹3.65 Cr₹28.74 Cr₹41.23 Cr88
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Audited financials & ratios for Kredent Money.

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What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Detailed Financials

Income statement + balance sheetLocked
Line itemFY2024-25FY2023-24FY2022-23FY2021-22
Income statement
Revenue from operations₹72.00 Cr₹60.30 Cr₹50.58 Cr₹43.98 Cr
Other income₹61.99 L₹2.06 Cr₹57.39 L₹70.62 L
Total income₹72.62 Cr₹62.36 Cr₹51.15 Cr₹44.69 Cr
Total expenses₹63.45 Cr₹55.92 Cr₹45.78 Cr₹40.02 Cr
Profit before tax₹9.32 Cr₹6.54 Cr₹5.46 Cr₹4.75 Cr
Profit / (Loss) after tax₹7.17 Cr₹5.03 Cr₹4.20 Cr₹3.65 Cr
Balance sheet
Equity / Net worth₹42.86 Cr₹38.83 Cr₹40.63 Cr₹28.74 Cr
Borrowings₹12.16 Cr₹11.77 Cr₹15.29 Cr₹3.88 Cr
Current liabilities₹10.62 Cr₹12.17 Cr₹14.66 Cr₹5.38 Cr
Total liabilities₹29.06 Cr₹26.34 Cr₹32.33 Cr₹12.50 Cr
Current assets₹26.95 Cr₹36.20 Cr₹34.81 Cr₹14.85 Cr
Cash & equivalents₹5.53 Cr₹8.66 Cr₹6.82 Cr₹4.50 Cr
Total assets₹71.92 Cr₹65.17 Cr₹72.96 Cr₹41.23 Cr
Employees6520817588
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Audited financials & ratios for Kredent Money.

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What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹72.00 Cr+15.1%+27.2%+0.7%
Profit after Tax₹7.17 Cr+28.4%+4.4%-2.2%
Net Worth₹42.86 Cr+4.9%+19.1%+17.2%
Employees65+21.5%+0.0%-2.7%
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Audited financials & ratios for Kredent Money.

₹999₹249(excl. taxes)
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What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiencyLocked
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
FY2024-25₹72.00 Cr₹7.17 Cr+9.95%+6.04%+16.72%+9.96%0.28₹1.11 Cr
FY2023-24₹60.30 Cr₹5.03 Cr+8.34%-7.49%+12.95%+7.72%0.30₹28.99 L
FY2022-23₹50.58 Cr₹4.20 Cr+8.31%-7.51%+10.34%+5.76%0.38₹28.90 L
FY2021-22₹43.98 Cr₹3.65 Cr+8.30%+21.09%+12.71%+8.85%0.14₹49.98 L
Gain deeper financial insights of this entity

Audited financials & ratios for Kredent Money.

₹999₹249(excl. taxes)
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What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters32,95,08,66177.30%
Institutional Investors225,67,6156.73%
Public & Others5160,97,30415.97%
See the full shareholding pattern

Promoter, institutional & public holding for Kredent Money.

₹499₹169(excl. taxes)
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What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

19 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
PAT (latest FY)
Employees
Paid-up capital
Compliance Health
63
63
63
Bottom quartile · P0

Top 10 in IT & Software

by healthView all ›
01
Paid-up
Revenue
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02
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Paid-up
Revenue
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03
Reval
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Paid-up
Revenue
C · 63
04
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Paid-up
Revenue
C · 63
05
Psi Software
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Revenue
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06
Playshifu
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Paid-up
Revenue
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07
Cloudsense
Karnataka · Inc 2009
Paid-up
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08
Healthipass
Telangana · Inc 2013
Paid-up
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09
Unbxd
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Paid-up
Revenue
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10
Practo
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Paid-up
Revenue
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External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Kredent Money

When was Kredent Money incorporated?
Kredent Money was incorporated in 2011. Its CIN is U72300WB2011PTC157698 and it is registered with the relevant Registrar of Companies.
Where is Kredent Money located?
Kredent Money is headquartered in West Bengal.
What sector does Kredent Money operate in?
Kredent Money operates in the IT & Software sector (NIC code 72300), classified as Indian Non-Govt Company.
Who are the directors of Kredent Money?
Director details for Kredent Money have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Kredent Money?
Kredent Money has authorized capital of — and paid-up capital of —.
Does Kredent Money have any open charges?
Kredent Money has no open MCA-registered charges on record.
What is Kredent Money's Compliance Health Score?
RegisterKaro's Compliance Health Score for Kredent Money is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.