Kredent Money
Kredent Money is a Private Indian company incorporated in 2011 and based in West Bengal, India. Kredent Money operates in IT & Software (NIC 72300) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Kredent Money - App-based wealth management platform.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Kredent Money.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 22 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +25d | filed |
| MGT-7 | FY2023-24 | 20 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 27 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Kredent Money.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 209482105 | Axis Bank Ltd(Bank) | ₹11.08 Cr | 19 Sep 2021 | Satisfied |
| 605201706 | Axis Bank Ltd(Bank) | ₹10.78 Cr | 04 Jul 2022 | Open |
| 613763673 | HDFC Bank Ltd(Bank) | ₹12.80 Cr | 27 Jan 2021 | Satisfied |
| 765321942 | State Bank of India(Bank) | ₹6.23 Cr | 12 Mar 2022 | Satisfied |
Charge IDs, lenders & amounts for Kredent Money.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹72.00 Cr | ₹7.17 Cr | ₹42.86 Cr | ₹71.92 Cr | 65 |
| FY2023-24 | ₹60.30 Cr | ₹5.03 Cr | ₹38.83 Cr | ₹65.17 Cr | 208 |
| FY2022-23 | ₹50.58 Cr | ₹4.20 Cr | ₹40.63 Cr | ₹72.96 Cr | 175 |
| FY2021-22 | ₹43.98 Cr | ₹3.65 Cr | ₹28.74 Cr | ₹41.23 Cr | 88 |
Audited financials & ratios for Kredent Money.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹72.00 Cr | ₹60.30 Cr | ₹50.58 Cr | ₹43.98 Cr |
| Other income | ₹61.99 L | ₹2.06 Cr | ₹57.39 L | ₹70.62 L |
| Total income | ₹72.62 Cr | ₹62.36 Cr | ₹51.15 Cr | ₹44.69 Cr |
| Total expenses | ₹63.45 Cr | ₹55.92 Cr | ₹45.78 Cr | ₹40.02 Cr |
| Profit before tax | ₹9.32 Cr | ₹6.54 Cr | ₹5.46 Cr | ₹4.75 Cr |
| Profit / (Loss) after tax | ₹7.17 Cr | ₹5.03 Cr | ₹4.20 Cr | ₹3.65 Cr |
| Balance sheet | ||||
| Equity / Net worth | ₹42.86 Cr | ₹38.83 Cr | ₹40.63 Cr | ₹28.74 Cr |
| Borrowings | ₹12.16 Cr | ₹11.77 Cr | ₹15.29 Cr | ₹3.88 Cr |
| Current liabilities | ₹10.62 Cr | ₹12.17 Cr | ₹14.66 Cr | ₹5.38 Cr |
| Total liabilities | ₹29.06 Cr | ₹26.34 Cr | ₹32.33 Cr | ₹12.50 Cr |
| Current assets | ₹26.95 Cr | ₹36.20 Cr | ₹34.81 Cr | ₹14.85 Cr |
| Cash & equivalents | ₹5.53 Cr | ₹8.66 Cr | ₹6.82 Cr | ₹4.50 Cr |
| Total assets | ₹71.92 Cr | ₹65.17 Cr | ₹72.96 Cr | ₹41.23 Cr |
| Employees | 65 | 208 | 175 | 88 |
Audited financials & ratios for Kredent Money.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹72.00 Cr | +15.1% | +27.2% | +0.7% |
| Profit after Tax | ₹7.17 Cr | +28.4% | +4.4% | -2.2% |
| Net Worth | ₹42.86 Cr | +4.9% | +19.1% | +17.2% |
| Employees | 65 | +21.5% | +0.0% | -2.7% |
Audited financials & ratios for Kredent Money.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹72.00 Cr | ₹7.17 Cr | +9.95% | +6.04% | +16.72% | +9.96% | 0.28 | ₹1.11 Cr |
| FY2023-24 | ₹60.30 Cr | ₹5.03 Cr | +8.34% | -7.49% | +12.95% | +7.72% | 0.30 | ₹28.99 L |
| FY2022-23 | ₹50.58 Cr | ₹4.20 Cr | +8.31% | -7.51% | +10.34% | +5.76% | 0.38 | ₹28.90 L |
| FY2021-22 | ₹43.98 Cr | ₹3.65 Cr | +8.30% | +21.09% | +12.71% | +8.85% | 0.14 | ₹49.98 L |
Audited financials & ratios for Kredent Money.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 3 | 2,95,08,661 | 77.30% |
| Institutional Investors | 2 | 25,67,615 | 6.73% |
| Public & Others | 51 | 60,97,304 | 15.97% |
Promoter, institutional & public holding for Kredent Money.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
19 peersExternal data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.