Lendingkart
Lendingkart is a Private Indian company incorporated in 2014 and based in Gujarat, India. Lendingkart operates in IT & Software (NIC 72900) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Lendingkart - Provider of unsecured business loans and working capital financing to MSMEs. Raised a total funding of $260M over 31 rounds from 43 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Lendingkart.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +15d | filed |
| MGT-7 | FY2024-25 | 21 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 20 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 20 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Lendingkart.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 357694821 | Kotak Mahindra Bank Ltd(Bank) | ₹2.86 Cr | 27 Jan 2022 | Open |
| 242729087 | State Bank of India(Bank) | ₹5.61 Cr | 19 Sep 2023 | Satisfied |
| 580487215 | Axis Bank Ltd(Bank) | ₹23.29 Cr | 04 Jul 2022 | Satisfied |
| 262367290 | State Bank of India(Bank) | ₹20.72 Cr | 12 Mar 2019 | Satisfied |
Charge IDs, lenders & amounts for Lendingkart.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹54.71 Cr | ₹6.19 Cr | ₹37.33 Cr | ₹71.94 Cr | 405 |
| FY2023-24 | ₹43.84 Cr | ₹6.32 Cr | ₹35.75 Cr | ₹54.93 Cr | 183 |
| FY2022-23 | ₹37.45 Cr | ₹4.36 Cr | ₹22.34 Cr | ₹34.45 Cr | 168 |
| FY2021-22 | ₹35.80 Cr | ₹3.90 Cr | ₹17.59 Cr | ₹35.72 Cr | 115 |
Audited financials & ratios for Lendingkart.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹54.71 Cr | ₹43.84 Cr | ₹37.45 Cr | ₹35.80 Cr |
| Other income | ₹94.04 L | ₹64.59 L | ₹1.03 Cr | ₹87.01 L |
| Total income | ₹55.65 Cr | ₹44.49 Cr | ₹38.48 Cr | ₹36.67 Cr |
| Total expenses | ₹47.74 Cr | ₹36.40 Cr | ₹32.89 Cr | ₹31.68 Cr |
| Profit before tax | ₹8.04 Cr | ₹8.22 Cr | ₹5.67 Cr | ₹5.07 Cr |
| Profit / (Loss) after tax | ₹6.19 Cr | ₹6.32 Cr | ₹4.36 Cr | ₹3.90 Cr |
| Balance sheet | ||||
| Equity / Net worth | ₹37.33 Cr | ₹35.75 Cr | ₹22.34 Cr | ₹17.59 Cr |
| Borrowings | ₹16.29 Cr | ₹7.31 Cr | ₹4.49 Cr | ₹7.46 Cr |
| Current liabilities | ₹12.13 Cr | ₹7.07 Cr | ₹4.21 Cr | ₹8.27 Cr |
| Total liabilities | ₹34.62 Cr | ₹19.18 Cr | ₹12.11 Cr | ₹18.13 Cr |
| Current assets | ₹33.46 Cr | ₹31.73 Cr | ₹16.72 Cr | ₹18.60 Cr |
| Cash & equivalents | ₹8.33 Cr | ₹11.19 Cr | ₹2.29 Cr | ₹3.82 Cr |
| Total assets | ₹71.94 Cr | ₹54.93 Cr | ₹34.45 Cr | ₹35.72 Cr |
| Employees | 405 | 183 | 168 | 115 |
Audited financials & ratios for Lendingkart.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹54.71 Cr | +19.1% | +21.7% | +1.2% |
| Profit after Tax | ₹6.19 Cr | +3.6% | +13.7% | +6.5% |
| Net Worth | ₹37.33 Cr | +15.5% | +3.1% | +19.3% |
| Employees | 405 | -8.9% | +27.4% | +4.4% |
Audited financials & ratios for Lendingkart.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹54.71 Cr | ₹6.19 Cr | +11.31% | -4.28% | +16.57% | +8.60% | 0.44 | ₹13.51 L |
| FY2023-24 | ₹43.84 Cr | ₹6.32 Cr | +14.42% | -8.47% | +17.68% | +11.51% | 0.20 | ₹23.96 L |
| FY2022-23 | ₹37.45 Cr | ₹4.36 Cr | +11.65% | -8.97% | +19.53% | +12.67% | 0.20 | ₹22.29 L |
| FY2021-22 | ₹35.80 Cr | ₹3.90 Cr | +10.89% | -10.10% | +22.17% | +10.92% | 0.42 | ₹31.13 L |
Audited financials & ratios for Lendingkart.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 4 | 78,78,732 | 62.18% |
| Institutional Investors | 2 | 17,66,040 | 13.94% |
| Public & Others | 34 | 30,25,908 | 23.88% |
Promoter, institutional & public holding for Lendingkart.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
48 peersExternal data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.