Lendingkart

U72900GJ2014PTC081539ActivePrivateUnlisted
Last updated: 2026-06-07
30
Compliance Health · F
3 / 9 signals passed

Lendingkart is a Private Indian company incorporated in 2014 and based in Gujarat, India. Lendingkart operates in IT & Software (NIC 72900) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.

Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100
Revenue (latest FY)
Awaiting extraction
PAT (latest FY)
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
Filings on Record
0
All current
Incorporated
2014
12 years old
State
Gujarat
Sector
IT & Software
NIC 72900
Class
Private
Sub-category
Authorized Capital
Paid-up Capital
Members
Last AGM
Last Balance Sheet
Latest Filing
Registered Email
Registered Office
LendingkartTRACXN · PUBLIC DATA
Brand Lendingkart · Legal entity Lendingkart

Lendingkart - Provider of unsecured business loans and working capital financing to MSMEs. Raised a total funding of $260M over 31 rounds from 43 investors.

Total Funding
Latest Round
Series E
Revenue
Valuation
Funding Rounds
31
Employees
790
Stage
Series E
HQ
Ahmedabad
Founded
2014
Source: Tracxn (public profile) · joined to MCA on CIN U72900GJ2014PTC081539

Quick facts

Identity · Activity · Auditor · Contact
Registered office
NIC code
72900
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
Section
IT & Software
ROC
Class · sub-category
Private
Incorporation · Last AGM
·

Directors

From MGT-7 annual returnLocked
AD
Anita Desai
Director
5.0y · Bengaluru · DIN 1783129
SG
Sneha Gupta
Additional Director
1.8y · Mumbai · DIN 1734354
Get the full board of directors

Directors, DINs & appointment history for Lendingkart.

₹499₹169(excl. taxes)
Buy Financial & Company Filings
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked
FormFYFiledDueDelayStatus
AOC-4FY2024-2530 Oct 202430 Oct 2024+15dfiled
MGT-7FY2024-2521 Nov 202429 Nov 20240dfiled
AOC-4FY2023-2430 Oct 202330 Oct 20230dfiled
MGT-7FY2023-2420 Nov 202329 Nov 20230dfiled
AOC-4FY2022-2330 Oct 202230 Oct 20220dfiled
MGT-7FY2022-2320 Nov 202229 Nov 20220dfiled
Get financial statements & other filing documents

Full MCA filing history for Lendingkart.

₹499₹169(excl. taxes)
Buy Financial & Company Filings
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked
Charge IDHolderAmountCreatedStatus
357694821Kotak Mahindra Bank Ltd(Bank)₹2.86 Cr27 Jan 2022Open
242729087State Bank of India(Bank)₹5.61 Cr19 Sep 2023Satisfied
580487215Axis Bank Ltd(Bank)₹23.29 Cr04 Jul 2022Satisfied
262367290State Bank of India(Bank)₹20.72 Cr12 Mar 2019Satisfied
See registered charges & lenders

Charge IDs, lenders & amounts for Lendingkart.

₹499₹169(excl. taxes)
Buy Financial & Company Filings
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Financial Performance

Revenue · PAT · Net worth by FYLocked
FYRevenuePATNet WorthTotal AssetsEmployees
FY2024-25₹54.71 Cr₹6.19 Cr₹37.33 Cr₹71.94 Cr405
FY2023-24₹43.84 Cr₹6.32 Cr₹35.75 Cr₹54.93 Cr183
FY2022-23₹37.45 Cr₹4.36 Cr₹22.34 Cr₹34.45 Cr168
FY2021-22₹35.80 Cr₹3.90 Cr₹17.59 Cr₹35.72 Cr115
Gain deeper financial insights of this entity

Audited financials & ratios for Lendingkart.

₹999₹249(excl. taxes)
Buy Financial Report
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Detailed Financials

Income statement + balance sheetLocked
Line itemFY2024-25FY2023-24FY2022-23FY2021-22
Income statement
Revenue from operations₹54.71 Cr₹43.84 Cr₹37.45 Cr₹35.80 Cr
Other income₹94.04 L₹64.59 L₹1.03 Cr₹87.01 L
Total income₹55.65 Cr₹44.49 Cr₹38.48 Cr₹36.67 Cr
Total expenses₹47.74 Cr₹36.40 Cr₹32.89 Cr₹31.68 Cr
Profit before tax₹8.04 Cr₹8.22 Cr₹5.67 Cr₹5.07 Cr
Profit / (Loss) after tax₹6.19 Cr₹6.32 Cr₹4.36 Cr₹3.90 Cr
Balance sheet
Equity / Net worth₹37.33 Cr₹35.75 Cr₹22.34 Cr₹17.59 Cr
Borrowings₹16.29 Cr₹7.31 Cr₹4.49 Cr₹7.46 Cr
Current liabilities₹12.13 Cr₹7.07 Cr₹4.21 Cr₹8.27 Cr
Total liabilities₹34.62 Cr₹19.18 Cr₹12.11 Cr₹18.13 Cr
Current assets₹33.46 Cr₹31.73 Cr₹16.72 Cr₹18.60 Cr
Cash & equivalents₹8.33 Cr₹11.19 Cr₹2.29 Cr₹3.82 Cr
Total assets₹71.94 Cr₹54.93 Cr₹34.45 Cr₹35.72 Cr
Employees405183168115
Gain deeper financial insights of this entity

Audited financials & ratios for Lendingkart.

₹999₹249(excl. taxes)
Buy Financial Report
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked
MetricLatest value1Y CAGR3Y CAGR5Y CAGR
Revenue₹54.71 Cr+19.1%+21.7%+1.2%
Profit after Tax₹6.19 Cr+3.6%+13.7%+6.5%
Net Worth₹37.33 Cr+15.5%+3.1%+19.3%
Employees405-8.9%+27.4%+4.4%
Gain deeper financial insights of this entity

Audited financials & ratios for Lendingkart.

₹999₹249(excl. taxes)
Buy Financial Report
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiencyLocked
FYRevenuePATPAT marginRev growthROEROAD/ERev/emp
FY2024-25₹54.71 Cr₹6.19 Cr+11.31%-4.28%+16.57%+8.60%0.44₹13.51 L
FY2023-24₹43.84 Cr₹6.32 Cr+14.42%-8.47%+17.68%+11.51%0.20₹23.96 L
FY2022-23₹37.45 Cr₹4.36 Cr+11.65%-8.97%+19.53%+12.67%0.20₹22.29 L
FY2021-22₹35.80 Cr₹3.90 Cr+10.89%-10.10%+22.17%+10.92%0.42₹31.13 L
Gain deeper financial insights of this entity

Audited financials & ratios for Lendingkart.

₹999₹249(excl. taxes)
Buy Financial Report
What you'll get
  • Financial Summary & Charts
  • Income Statement, Balance Sheet, Cashflow
  • Profitability, Liquidity & Growth Ratios
  • Audited Financial Statement (AOC-4)

Cap Table & Shareholding

Promoter · institutional · publicLocked
CategoryShareholdersShares held%
Promoters478,78,73262.18%
Institutional Investors217,66,04013.94%
Public & Others3430,25,90823.88%
See the full shareholding pattern

Promoter, institutional & public holding for Lendingkart.

₹499₹169(excl. taxes)
Buy Financial & Company Filings
What you'll get
  • Incorporation Documents
  • Change in Directors & Designated Partner
  • Board Resolutions
  • Financial Statements & Annual Filings
  • Charge Documents (Summary)

Peer Benchmark

48 peersSame sector + state + ±5y vintage
MetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
PAT (latest FY)
Employees
Paid-up capital
Compliance Health
63
63
63
Bottom quartile · P0

Top 10 in IT & Software

by healthView all ›
01
Paid-up
Revenue
A · 96
02
Esds
Maharashtra · Inc 2005
Paid-up
Revenue
C · 63
03
Reval
PN · Inc 1999
Paid-up
Revenue
C · 63
04
Cleartax
Haryana · Inc 2011
Paid-up
Revenue
C · 63
05
Psi Software
West Bengal · Inc 1969
Paid-up
Revenue
C · 63
06
Playshifu
Karnataka · Inc 2016
Paid-up
Revenue
C · 63
07
Cloudsense
Karnataka · Inc 2009
Paid-up
Revenue
C · 63
08
Healthipass
Telangana · Inc 2013
Paid-up
Revenue
C · 63
09
Unbxd
Maharashtra · Inc 2018
Paid-up
Revenue
C · 63
10
Practo
TZ · Inc 2008
Paid-up
Revenue
C · 63

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned
GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned
MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned
AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned
CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned
IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned
IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned
eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Lendingkart

When was Lendingkart incorporated?
Lendingkart was incorporated in 2014. Its CIN is U72900GJ2014PTC081539 and it is registered with the relevant Registrar of Companies.
Where is Lendingkart located?
Lendingkart is headquartered in Gujarat.
What sector does Lendingkart operate in?
Lendingkart operates in the IT & Software sector (NIC code 72900), classified as Indian Non-Govt Company.
Who are the directors of Lendingkart?
Director details for Lendingkart have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Lendingkart?
Lendingkart has authorized capital of — and paid-up capital of —.
Does Lendingkart have any open charges?
Lendingkart has no open MCA-registered charges on record.
What is Lendingkart's Compliance Health Score?
RegisterKaro's Compliance Health Score for Lendingkart is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.