Pearl Insurance
U67120GJ2007PLC050186ActivePrivateUnlisted
Last updated: 2026-06-09
30
Compliance Health · F
3 / 9 signals passed
Pearl Insurance is a Private Indian company incorporated in 1954 and based in Gujarat, India. Pearl Insurance operates in Financial Auxiliary (NIC 67120) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100
Revenue (latest FY)
—
Awaiting extraction
PAT (latest FY)
—
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
—
—
Filings on Record
0
All current
Incorporated
1954
72 years old
State
Gujarat
Sector
Financial Auxiliary
NIC 67120
Class
Private
Sub-category
—
Authorized Capital
—
Paid-up Capital
—
Members
—
Last AGM
—
Last Balance Sheet
—
Latest Filing
—
Registered Email
—
Registered Office
—
Pearl InsuranceTRACXN · PUBLIC DATA
Brand Pearl Insurance · Legal entity Pearl Insurance
Pearl Insurance - Provider of insurance solutions for professionals, businesses, and individuals. Acquired by One80 Intermediaries.
Total Funding
Latest Round
—
Revenue
Valuation
Funding Rounds
—
Employees
179
Stage
Acquired
HQ
Peoria Heights
Founded
1954
Source: Tracxn (public profile) · joined to MCA on CIN U67120GJ2007PLC050186
Quick facts
Registered office
—
NIC code
67120
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
—
Section
Financial Auxiliary
ROC
—
Website
Class · sub-category
Private
Incorporation · Last AGM
— · —
Directors
LockedMK
Meera Krishnan
Whole-time Director8.3y · Gurugram · DIN 5102460
VS
Vikram Singh Rathore
Director3.8y · Gurugram · DIN 1629217
DR
Deepa Reddy
Whole-time Director3.3y · Hyderabad · DIN 5658949
RK
Rajesh Kumar Sharma
Additional Director6.9y · Gurugram · DIN 8079039
Get the full board of directors
Directors, DINs & appointment history for Pearl Insurance.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +39d | filed |
| MGT-7 | FY2024-25 | 21 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | 0d | filed |
| MGT-7 | FY2023-24 | 24 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 20 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Pearl Insurance.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 683490966 | Axis Bank Ltd(Bank) | ₹24.38 Cr | 04 Jul 2022 | Satisfied |
| 984407006 | State Bank of India(Bank) | ₹16.13 Cr | 12 Mar 2021 | Open |
| 536056468 | Kotak Mahindra Bank Ltd(Bank) | ₹11.43 Cr | 19 Sep 2019 | Open |
| 705232705 | HDFC Bank Ltd(Bank) | ₹2.58 Cr | 04 Jul 2022 | Open |
| 279878695 | Axis Bank Ltd(Bank) | ₹7.37 Cr | 19 Sep 2020 | Open |
| 386495402 | ICICI Bank Ltd(Bank) | ₹16.85 Cr | 19 Sep 2019 | Open |
See registered charges & lenders
Charge IDs, lenders & amounts for Pearl Insurance.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹33.44 Cr | ₹5.16 Cr | ₹27.78 Cr | ₹41.54 Cr | 205 |
| FY2023-24 | ₹27.67 Cr | ₹4.33 Cr | ₹17.94 Cr | ₹29.15 Cr | 92 |
| FY2022-23 | ₹21.32 Cr | ₹2.82 Cr | ₹14.70 Cr | ₹21.70 Cr | 246 |
| FY2021-22 | ₹21.24 Cr | ₹2.80 Cr | ₹14.32 Cr | ₹24.77 Cr | 101 |
Gain deeper financial insights of this entity
Audited financials & ratios for Pearl Insurance.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹33.44 Cr | ₹27.67 Cr | ₹21.32 Cr | ₹21.24 Cr |
| Other income | ₹1.08 Cr | ₹68.81 L | ₹77.98 L | ₹82.63 L |
| Total income | ₹34.52 Cr | ₹28.35 Cr | ₹22.10 Cr | ₹22.07 Cr |
| Total expenses | ₹27.91 Cr | ₹22.82 Cr | ₹18.48 Cr | ₹18.48 Cr |
| Profit before tax | ₹6.70 Cr | ₹5.62 Cr | ₹3.67 Cr | ₹3.65 Cr |
| Profit / (Loss) after tax | ₹5.16 Cr | ₹4.33 Cr | ₹2.82 Cr | ₹2.80 Cr |
| Balance sheet | ||||
| Equity / Net worth | ₹27.78 Cr | ₹17.94 Cr | ₹14.70 Cr | ₹14.32 Cr |
| Borrowings | ₹3.20 Cr | ₹5.47 Cr | ₹1.84 Cr | ₹4.97 Cr |
| Current liabilities | ₹4.83 Cr | ₹6.68 Cr | ₹3.11 Cr | ₹6.01 Cr |
| Total liabilities | ₹13.76 Cr | ₹11.21 Cr | ₹7.00 Cr | ₹10.45 Cr |
| Current assets | ₹21.40 Cr | ₹11.06 Cr | ₹8.29 Cr | ₹9.47 Cr |
| Cash & equivalents | ₹2.86 Cr | ₹2.82 Cr | ₹1.86 Cr | ₹3.63 Cr |
| Total assets | ₹41.54 Cr | ₹29.15 Cr | ₹21.70 Cr | ₹24.77 Cr |
| Employees | 205 | 92 | 246 | 101 |
Gain deeper financial insights of this entity
Audited financials & ratios for Pearl Insurance.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹33.44 Cr | -9.1% | +6.3% | +4.2% |
| Profit after Tax | ₹5.16 Cr | -5.7% | +2.7% | +12.2% |
| Net Worth | ₹27.78 Cr | +31.4% | -5.2% | +18.4% |
| Employees | 205 | +31.1% | +22.7% | +10.6% |
Gain deeper financial insights of this entity
Audited financials & ratios for Pearl Insurance.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹33.44 Cr | ₹5.16 Cr | +15.42% | +33.41% | +18.56% | +12.41% | 0.12 | ₹16.31 L |
| FY2023-24 | ₹27.67 Cr | ₹4.33 Cr | +15.64% | +11.50% | +24.12% | +14.84% | 0.30 | ₹30.07 L |
| FY2022-23 | ₹21.32 Cr | ₹2.82 Cr | +13.25% | +11.87% | +19.21% | +13.02% | 0.13 | ₹8.67 L |
| FY2021-22 | ₹21.24 Cr | ₹2.80 Cr | +13.20% | +35.45% | +19.58% | +11.32% | 0.35 | ₹21.03 L |
Gain deeper financial insights of this entity
Audited financials & ratios for Pearl Insurance.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 1 | 87,03,420 | 58.44% |
| Institutional Investors | 2 | 30,77,376 | 20.66% |
| Public & Others | 48 | 31,12,745 | 20.90% |
See the full shareholding pattern
Promoter, institutional & public holding for Pearl Insurance.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
517 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
—
PAT (latest FY)
—
Employees
—
—
—
—
Paid-up capital
—
Compliance Health
63
96
96
Bottom quartile · P1
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Pearl Insurance
When was Pearl Insurance incorporated?
Pearl Insurance was incorporated in 1954. Its CIN is U67120GJ2007PLC050186 and it is registered with the relevant Registrar of Companies.
Where is Pearl Insurance located?
Pearl Insurance is headquartered in Gujarat.
What sector does Pearl Insurance operate in?
Pearl Insurance operates in the Financial Auxiliary sector (NIC code 67120), classified as Indian Non-Govt Company.
Who are the directors of Pearl Insurance?
Director details for Pearl Insurance have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Pearl Insurance?
Pearl Insurance has authorized capital of — and paid-up capital of —.
Does Pearl Insurance have any open charges?
Pearl Insurance has no open MCA-registered charges on record.
What is Pearl Insurance's Compliance Health Score?
RegisterKaro's Compliance Health Score for Pearl Insurance is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.