Phonepe
Phonepe is a Private Indian company incorporated in 2015 and based in Karnataka, India. Phonepe operates in FinTech > Payments (NIC 67190) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
PhonePe - Provider of digital payment, financial, and technology solutions for consumers. Acquired by Flipkart. Raised a total funding of $1.01B over 2 rounds from 27 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Phonepe.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | +17d | filed |
| MGT-7 | FY2024-25 | 20 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +8d | filed |
| MGT-7 | FY2023-24 | 22 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | 0d | filed |
| MGT-7 | FY2022-23 | 23 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Phonepe.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 345486171 | ICICI Bank Ltd(Bank) | ₹18.49 Cr | 27 Jan 2021 | Open |
| 170700148 | Axis Bank Ltd(Bank) | ₹21.40 Cr | 04 Jul 2020 | Satisfied |
| 258425596 | HDFC Bank Ltd(Bank) | ₹11.14 Cr | 12 Mar 2019 | Satisfied |
| 736103747 | Axis Bank Ltd(Bank) | ₹6.99 Cr | 04 Jul 2021 | Satisfied |
| 979649340 | HDFC Bank Ltd(Bank) | ₹9.38 Cr | 27 Jan 2021 | Satisfied |
| 523127723 | HDFC Bank Ltd(Bank) | ₹23.47 Cr | 04 Jul 2019 | Open |
Charge IDs, lenders & amounts for Phonepe.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹57.54 Cr | ₹-1.38 Cr | ₹37.98 Cr | ₹86.60 Cr | 329 |
| FY2023-24 | ₹51.58 Cr | ₹-1.26 Cr | ₹29.02 Cr | ₹66.06 Cr | 174 |
| FY2022-23 | ₹42.70 Cr | ₹-23.62 L | ₹14.10 Cr | ₹43.77 Cr | 258 |
| FY2021-22 | ₹31.01 Cr | ₹17.78 L | ₹30.33 Cr | ₹43.45 Cr | 197 |
Audited financials & ratios for Phonepe.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹57.54 Cr | ₹51.58 Cr | ₹42.70 Cr | ₹31.01 Cr |
| Other income | ₹1.01 Cr | ₹52.84 L | ₹1.02 Cr | ₹30.37 L |
| Total income | ₹58.55 Cr | ₹52.11 Cr | ₹43.73 Cr | ₹31.32 Cr |
| Total expenses | ₹60.31 Cr | ₹53.72 Cr | ₹44.03 Cr | ₹31.09 Cr |
| Profit before tax | ₹-1.79 Cr | ₹-1.64 Cr | ₹-30.71 L | ₹23.11 L |
| Profit / (Loss) after tax | ₹-1.38 Cr | ₹-1.26 Cr | ₹-23.62 L | ₹17.78 L |
| Balance sheet | ||||
| Equity / Net worth | ₹37.98 Cr | ₹29.02 Cr | ₹14.10 Cr | ₹30.33 Cr |
| Borrowings | ₹23.37 Cr | ₹7.67 Cr | ₹12.37 Cr | ₹6.86 Cr |
| Current liabilities | ₹20.17 Cr | ₹14.63 Cr | ₹12.78 Cr | ₹7.22 Cr |
| Total liabilities | ₹48.62 Cr | ₹37.04 Cr | ₹29.67 Cr | ₹13.12 Cr |
| Current assets | ₹32.02 Cr | ₹28.13 Cr | ₹17.75 Cr | ₹19.69 Cr |
| Cash & equivalents | ₹9.79 Cr | ₹10.17 Cr | ₹3.01 Cr | ₹6.10 Cr |
| Total assets | ₹86.60 Cr | ₹66.06 Cr | ₹43.77 Cr | ₹43.45 Cr |
| Employees | 329 | 174 | 258 | 197 |
Audited financials & ratios for Phonepe.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹57.54 Cr | +20.1% | +14.4% | -1.6% |
| Profit after Tax | ₹-1.38 Cr | -2.9% | +20.8% | +4.7% |
| Net Worth | ₹37.98 Cr | +25.1% | -4.1% | +7.6% |
| Employees | 329 | +22.2% | +21.7% | +0.2% |
Audited financials & ratios for Phonepe.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹57.54 Cr | ₹-1.38 Cr | -2.39% | +12.70% | -3.62% | -1.59% | 0.62 | ₹17.49 L |
| FY2023-24 | ₹51.58 Cr | ₹-1.26 Cr | -2.44% | -6.35% | -4.34% | -1.91% | 0.26 | ₹29.64 L |
| FY2022-23 | ₹42.70 Cr | ₹-23.62 L | -0.55% | -4.07% | -1.68% | -0.54% | 0.88 | ₹16.55 L |
| FY2021-22 | ₹31.01 Cr | ₹17.78 L | +0.57% | +24.88% | +0.59% | +0.41% | 0.23 | ₹15.74 L |
Audited financials & ratios for Phonepe.
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 1 | 1,88,97,874 | 56.83% |
| Institutional Investors | 2 | 53,81,406 | 16.18% |
| Public & Others | 59 | 89,71,230 | 26.98% |
Promoter, institutional & public holding for Phonepe.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
4 peersExternal data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.