Whizdm Finance Private Limited
Whizdm Finance Private Limited is a Private Indian company incorporated in 2014 and based in Karnataka, India. Whizdm Finance Private Limited operates in FinTech > Alternative Lending (NIC 65929) with authorized capital of —. For 2021-22, the company reported revenue of ₹19.67 Cr and a net loss of ₹35.02 L. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Moneyview - Provider of loans, credit cards, gold investment, insurance, and UPI. Raised a total funding of $215M over 12 rounds from 27 investors.
Quick facts
Directors
LockedDirectors, DINs & appointment history for Whizdm Finance Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 21 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +34d | filed |
| MGT-7 | FY2023-24 | 20 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +25d | filed |
| MGT-7 | FY2022-23 | 26 Nov 2022 | 29 Nov 2022 | 0d | filed |
Full MCA filing history for Whizdm Finance Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 639401948 | State Bank of India(Bank) | ₹7.29 Cr | 27 Jan 2022 | Satisfied |
| 578581855 | State Bank of India(Bank) | ₹8.64 Cr | 19 Sep 2019 | Satisfied |
| 199064105 | ICICI Bank Ltd(Bank) | ₹2.03 Cr | 04 Jul 2019 | Open |
| 719776126 | HDFC Bank Ltd(Bank) | ₹18.00 Cr | 04 Jul 2022 | Open |
| 578645741 | HDFC Bank Ltd(Bank) | ₹23.21 Cr | 27 Jan 2020 | Open |
Charge IDs, lenders & amounts for Whizdm Finance Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
MCA| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| 2021-22 | — | ||||
| 2019-20 | — | ||||
| 2018-19 | — | ||||
| 2017-17 | — |
Detailed Financials
4 FYs| Line item | 2021-22 | 2019-20 | 2018-19 | 2017-17 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ||||
| Other income | ||||
| Total income | ||||
| Total expenses | ||||
| Profit before tax | ||||
| Profit / (Loss) after tax | ||||
| Balance sheet | ||||
| Equity / Net worth | ||||
| Borrowings | ||||
| Current liabilities | ||||
| Total liabilities | ||||
| Current assets | ||||
| Cash & equivalents | ||||
| Total assets | ||||
| Employees | — | — | — | — |
Cash-flow statement renders when the AOC-4 XBRL Cash Flow context is parsed during the extract phase.
Compounded Annual Growth Rate
| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue2021-22 | +378.0% | — | — | |
| Profit after Tax2021-22 | -7599.0% | — | — | |
| Net Worth2021-22 | +782.0% | +668.0% | — |
Financial Ratios
| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| 2017-17 | — | — | -1.77% | -1.74% | 1.02 | |||
| 2018-19 | — | — | +3.29% | +3.21% | 1.02 | |||
| 2019-20 | +0.46% | — | +0.21% | +0.05% | 4.16 | |||
| 2021-22 | -1.78% | +329.91% | -0.60% | -0.25% | 2.38 |
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 3 | 1,44,31,278 | 73.18% |
| Institutional Investors | 3 | 14,58,844 | 7.40% |
| Public & Others | 27 | 38,29,418 | 19.42% |
Promoter, institutional & public holding for Whizdm Finance Private Limited.
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
2 peersExternal data sources
7 plannedGSTIN Registrations
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
Applied, registered, opposed. Class numbers + status.
Patents
Applications and grants. Inventor names + filing dates.
Legal Cases
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.