Creditas
U74999HR2014PTC136333ActivePrivateUnlisted
Last updated: 2026-06-08
30
Compliance Health · F
3 / 9 signals passed
Creditas is a Private Indian company incorporated in 2015 and based in Haryana, India. Creditas operates in is Banking Tech (NIC 74999) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.
Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100
Revenue (latest FY)
—
Awaiting extraction
PAT (latest FY)
—
Awaiting extraction
Open Charges
0
No encumbrances
Active Directors
0
No resignations
Paid-up Capital
—
—
Filings on Record
0
All current
Incorporated
2015
11 years old
State
Haryana
Sector
is Banking Tech
NIC 74999
Class
Private
Sub-category
—
Authorized Capital
—
Paid-up Capital
—
Members
—
Last AGM
—
Last Balance Sheet
—
Latest Filing
—
Registered Email
—
Registered Office
—
ClearMyDuesTRACXN · PUBLIC DATA
Brand ClearMyDues · Legal entity Creditas
ClearMyDues - Web platform that enables customers to directly make settlement offers to their creditors. Raised a total funding of $878K over 4 rounds from 63 investors.
Total Funding
Latest Round
—
Revenue
Valuation
Funding Rounds
—
Employees
447
Stage
Seed
HQ
Delhi
Founded
2015
Source: Tracxn (public profile) · joined to MCA on CIN U74999HR2014PTC136333
Quick facts
Registered office
—
NIC code
74999
Statutory auditor
Awaiting ADT-1 / AOC-4 extraction
Registered email
—
Section
is Banking Tech
ROC
—
Website
Class · sub-category
Private
Incorporation · Last AGM
— · —
Directors
LockedAM
Arun Malhotra
Additional Director3.9y · Chennai · DIN 7691265
DR
Deepa Reddy
Additional Director3.7y · Ahmedabad · DIN 1015424
Get the full board of directors
Directors, DINs & appointment history for Creditas.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
MCA Filings
Locked| Form | FY | Filed | Due | Delay | Status |
|---|---|---|---|---|---|
| AOC-4 | FY2024-25 | 30 Oct 2024 | 30 Oct 2024 | 0d | filed |
| MGT-7 | FY2024-25 | 26 Nov 2024 | 29 Nov 2024 | 0d | filed |
| AOC-4 | FY2023-24 | 30 Oct 2023 | 30 Oct 2023 | +38d | filed |
| MGT-7 | FY2023-24 | 23 Nov 2023 | 29 Nov 2023 | 0d | filed |
| AOC-4 | FY2022-23 | 30 Oct 2022 | 30 Oct 2022 | +2d | filed |
| MGT-7 | FY2022-23 | 22 Nov 2022 | 29 Nov 2022 | 0d | filed |
Get financial statements & other filing documents
Full MCA filing history for Creditas.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Charges
Locked| Charge ID | Holder | Amount | Created | Status |
|---|---|---|---|---|
| 172327956 | State Bank of India(Bank) | ₹6.09 Cr | 27 Jan 2022 | Satisfied |
| 699771628 | Axis Bank Ltd(Bank) | ₹18.23 Cr | 04 Jul 2022 | Open |
| 562707984 | ICICI Bank Ltd(Bank) | ₹8.07 Cr | 19 Sep 2019 | Open |
| 832724748 | State Bank of India(Bank) | ₹18.29 Cr | 04 Jul 2019 | Open |
See registered charges & lenders
Charge IDs, lenders & amounts for Creditas.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Financial Performance
Locked| FY | Revenue | PAT | Net Worth | Total Assets | Employees |
|---|---|---|---|---|---|
| FY2024-25 | ₹53.84 Cr | ₹-2.23 Cr | ₹46.08 Cr | ₹83.55 Cr | 339 |
| FY2023-24 | ₹49.41 Cr | ₹-1.89 Cr | ₹33.77 Cr | ₹55.03 Cr | 116 |
| FY2022-23 | ₹39.45 Cr | ₹-73.17 L | ₹35.60 Cr | ₹60.82 Cr | 47 |
| FY2021-22 | ₹31.40 Cr | ₹-1.38 Cr | ₹12.90 Cr | ₹33.21 Cr | 94 |
Gain deeper financial insights of this entity
Audited financials & ratios for Creditas.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Detailed Financials
Locked| Line item | FY2024-25 | FY2023-24 | FY2022-23 | FY2021-22 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue from operations | ₹53.84 Cr | ₹49.41 Cr | ₹39.45 Cr | ₹31.40 Cr |
| Other income | ₹1.87 Cr | ₹1.06 Cr | ₹60.77 L | ₹51.30 L |
| Total income | ₹55.71 Cr | ₹50.47 Cr | ₹40.06 Cr | ₹31.91 Cr |
| Total expenses | ₹58.57 Cr | ₹52.89 Cr | ₹40.99 Cr | ₹33.68 Cr |
| Profit before tax | ₹-2.90 Cr | ₹-2.46 Cr | ₹-95.12 L | ₹-1.80 Cr |
| Profit / (Loss) after tax | ₹-2.23 Cr | ₹-1.89 Cr | ₹-73.17 L | ₹-1.38 Cr |
| Balance sheet | ||||
| Equity / Net worth | ₹46.08 Cr | ₹33.77 Cr | ₹35.60 Cr | ₹12.90 Cr |
| Borrowings | ₹11.85 Cr | ₹7.57 Cr | ₹10.91 Cr | ₹8.97 Cr |
| Current liabilities | ₹21.36 Cr | ₹8.92 Cr | ₹12.09 Cr | ₹6.10 Cr |
| Total liabilities | ₹37.47 Cr | ₹21.26 Cr | ₹25.22 Cr | ₹20.31 Cr |
| Current assets | ₹48.00 Cr | ₹32.88 Cr | ₹26.86 Cr | ₹15.02 Cr |
| Cash & equivalents | ₹11.13 Cr | ₹12.10 Cr | ₹5.02 Cr | ₹1.82 Cr |
| Total assets | ₹83.55 Cr | ₹55.03 Cr | ₹60.82 Cr | ₹33.21 Cr |
| Employees | 339 | 116 | 47 | 94 |
Gain deeper financial insights of this entity
Audited financials & ratios for Creditas.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Compounded Annual Growth Rate
Locked| Metric | Latest value | 1Y CAGR | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|
| Revenue | ₹53.84 Cr | +31.3% | +1.3% | +15.9% |
| Profit after Tax | ₹-2.23 Cr | +15.7% | -3.9% | +18.2% |
| Net Worth | ₹46.08 Cr | +10.7% | +23.8% | +9.4% |
| Employees | 339 | +4.9% | +5.6% | +10.9% |
Gain deeper financial insights of this entity
Audited financials & ratios for Creditas.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Financial Ratios
Locked| FY | Revenue | PAT | PAT margin | Rev growth | ROE | ROA | D/E | Rev/emp |
|---|---|---|---|---|---|---|---|---|
| FY2024-25 | ₹53.84 Cr | ₹-2.23 Cr | -4.15% | -12.85% | -4.85% | -2.67% | 0.26 | ₹15.88 L |
| FY2023-24 | ₹49.41 Cr | ₹-1.89 Cr | -3.83% | -9.52% | -5.60% | -3.44% | 0.22 | ₹42.59 L |
| FY2022-23 | ₹39.45 Cr | ₹-73.17 L | -1.85% | +38.97% | -2.06% | -1.20% | 0.31 | ₹83.93 L |
| FY2021-22 | ₹31.40 Cr | ₹-1.38 Cr | -4.41% | +11.14% | -10.73% | -4.17% | 0.70 | ₹33.40 L |
Gain deeper financial insights of this entity
Audited financials & ratios for Creditas.
What you'll get
- Financial Summary & Charts
- Income Statement, Balance Sheet, Cashflow
- Profitability, Liquidity & Growth Ratios
- Audited Financial Statement (AOC-4)
Cap Table & Shareholding
Locked| Category | Shareholders | Shares held | % |
|---|---|---|---|
| Promoters | 4 | 9,96,405 | 88.29% |
| Institutional Investors | 1 | 59,481 | 5.27% |
| Public & Others | 46 | 72,633 | 6.44% |
See the full shareholding pattern
Promoter, institutional & public holding for Creditas.
What you'll get
- Incorporation Documents
- Change in Directors & Designated Partner
- Board Resolutions
- Financial Statements & Annual Filings
- Charge Documents (Summary)
Peer Benchmark
5 peersMetricThis companyCohort medianCohort P75Quartile
Revenue (latest FY)
—
PAT (latest FY)
—
Employees
—
—
—
—
Paid-up capital
—
Compliance Health
63
63
63
Bottom quartile · P0
External data sources
7 plannedGSTIN Registrations
GST portal
Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.
MSME Payment Delays
MSME-1 form
Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.
Related Party Transactions
AOC-4 schedule
Counterparty, nature, transaction value. Inter-company loans, sales, royalty.
Credit Ratings
CRISIL / ICRA / CARE feeds
Long-term + short-term ratings, with rationale on rating actions.
Trademarks
IP India Trademark Registry
Applied, registered, opposed. Class numbers + status.
Patents
IP India Patent Registry
Applications and grants. Inventor names + filing dates.
Legal Cases
eCourts + Indian Kanoon
Ongoing + past litigations the entity is party to.
Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.
FAQs about Creditas
When was Creditas incorporated?
Creditas was incorporated in 2015. Its CIN is U74999HR2014PTC136333 and it is registered with the relevant Registrar of Companies.
Where is Creditas located?
Creditas is headquartered in Haryana.
What sector does Creditas operate in?
Creditas operates in the is Banking Tech sector (NIC code 74999), classified as Indian Non-Govt Company.
Who are the directors of Creditas?
Director details for Creditas have not yet been extracted from MGT-7 filings.
What is the paid-up capital of Creditas?
Creditas has authorized capital of — and paid-up capital of —.
Does Creditas have any open charges?
Creditas has no open MCA-registered charges on record.
What is Creditas's Compliance Health Score?
RegisterKaro's Compliance Health Score for Creditas is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.