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Finin

U67200KA2017PTC166507ActivePrivateUnlisted

Last updated: 2026-06-09

Compliance Health · F

3 / 9 signals passed

Finin is a Private Indian company incorporated in 2019 and based in Karnataka, India. Finin operates in is Banking Tech (NIC 67200) with authorized capital of —. RegisterKaro's Compliance Health Score for the company is 30/100 (grade F), reflecting a weak compliance posture.

Risk FlagsFinancials not yet extracted · awaiting AOC-4 XBRLDirectors not yet extracted · awaiting MGT-7Health F · 30/100

Revenue (latest FY)

—

Awaiting extraction

PAT (latest FY)

—

Awaiting extraction

Open Charges

No encumbrances

Active Directors

No resignations

Paid-up Capital

—

Filings on Record

All current

Incorporated

2019

7 years old

State

Karnataka

Sector

is Banking Tech

NIC 67200

Class

Private

Sub-category

—

Authorized Capital

—

Paid-up Capital

—

Members

—

Last AGM

—

Last Balance Sheet

—

Latest Filing

—

Registered Email

—

Registered Office

—

FininTRACXN · PUBLIC DATA

Brand Finin · Legal entity Finin

Finin - Digital bank for Individuals. Acquired by Open. Raised a total funding of $401K over 1 round from 10 investors.

Total Funding

Latest Round

Seed

Revenue

Valuation

Funding Rounds

—

Employees

197

Stage

Acquired

Bengaluru

Founded

2019

Source: Tracxn (public profile) · joined to MCA on CIN U67200KA2017PTC166507

Quick facts

Identity · Activity · Auditor · Contact

Registered office

—

NIC code

67200

Statutory auditor

Awaiting ADT-1 / AOC-4 extraction

Registered email

—

Section

is Banking Tech

ROC

—

Website

https://finin.in

Class · sub-category

Private

Incorporation · Last AGM

— · —

Directors

From MGT-7 annual returnLocked

Sneha Gupta

Director

6.7y · Chennai · DIN 4642304

Arun Malhotra

Additional Director

8.6y · Mumbai · DIN 5519171

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Directors, DINs & appointment history for Finin.

~~₹499~~₹169(excl. taxes)

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What you'll get

Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)

MCA Filings

AOC-4 · MGT-7 historyLocked

Form	FY	Filed	Due	Delay	Status
AOC-4	FY2024-25	30 Oct 2024	30 Oct 2024	0d	filed
MGT-7	FY2024-25	23 Nov 2024	29 Nov 2024	0d	filed
AOC-4	FY2023-24	30 Oct 2023	30 Oct 2023	0d	filed
MGT-7	FY2023-24	23 Nov 2023	29 Nov 2023	0d	filed
AOC-4	FY2022-23	30 Oct 2022	30 Oct 2022	+26d	filed
MGT-7	FY2022-23	24 Nov 2022	29 Nov 2022	0d	filed

Get financial statements & other filing documents

Full MCA filing history for Finin.

~~₹499~~₹169(excl. taxes)

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What you'll get

Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)

Charges

Registered charges & encumbrancesLocked

Charge ID	Holder	Amount	Created	Status
680642180	Kotak Mahindra Bank Ltd(Bank)	₹7.46 Cr	27 Jan 2022	Satisfied
935306888	HDFC Bank Ltd(Bank)	₹2.22 Cr	27 Jan 2020	Open
101605121	ICICI Bank Ltd(Bank)	₹8.77 Cr	04 Jul 2019	Satisfied
996097044	State Bank of India(Bank)	₹9.77 Cr	19 Sep 2019	Open
973652651	Kotak Mahindra Bank Ltd(Bank)	₹8.57 Cr	04 Jul 2020	Open

See registered charges & lenders

Charge IDs, lenders & amounts for Finin.

~~₹499~~₹169(excl. taxes)

Buy Financial & Company Filings

What you'll get

Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)

Financial Performance

Revenue · PAT · Net worth by FYLocked

FY	Revenue	PAT	Net Worth	Total Assets	Employees
FY2024-25	₹77.96 Cr	₹-3.48 Cr	₹72.61 Cr	₹112.48 Cr	326
FY2023-24	₹66.89 Cr	₹-2.13 Cr	₹53.98 Cr	₹106.09 Cr	350
FY2022-23	₹48.25 Cr	₹-1.79 Cr	₹26.41 Cr	₹69.25 Cr	130
FY2021-22	₹63.70 Cr	₹-2.07 Cr	₹35.62 Cr	₹88.92 Cr	288

Gain deeper financial insights of this entity

Audited financials & ratios for Finin.

~~₹999~~₹249(excl. taxes)

Buy Financial Report

What you'll get

Financial Summary & Charts
Income Statement, Balance Sheet, Cashflow
Profitability, Liquidity & Growth Ratios
Audited Financial Statement (AOC-4)

Detailed Financials

Income statement + balance sheetLocked

Line item	FY2024-25	FY2023-24	FY2022-23	FY2021-22
Income statement
Revenue from operations	₹77.96 Cr	₹66.89 Cr	₹48.25 Cr	₹63.70 Cr
Other income	₹88.25 L	₹48.49 L	₹47.88 L	₹2.14 Cr
Total income	₹78.84 Cr	₹67.37 Cr	₹48.73 Cr	₹65.84 Cr
Total expenses	₹83.30 Cr	₹70.10 Cr	₹51.02 Cr	₹68.49 Cr
Profit before tax	₹-4.52 Cr	₹-2.77 Cr	₹-2.32 Cr	₹-2.70 Cr
Profit / (Loss) after tax	₹-3.48 Cr	₹-2.13 Cr	₹-1.79 Cr	₹-2.07 Cr
Balance sheet
Equity / Net worth	₹72.61 Cr	₹53.98 Cr	₹26.41 Cr	₹35.62 Cr
Borrowings	₹16.81 Cr	₹17.25 Cr	₹22.82 Cr	₹17.63 Cr
Current liabilities	₹19.13 Cr	₹18.65 Cr	₹22.24 Cr	₹31.54 Cr
Total liabilities	₹39.86 Cr	₹52.11 Cr	₹42.84 Cr	₹53.30 Cr
Current assets	₹51.72 Cr	₹37.16 Cr	₹38.04 Cr	₹38.62 Cr
Cash & equivalents	₹17.68 Cr	₹5.39 Cr	₹13.69 Cr	₹6.38 Cr
Total assets	₹112.48 Cr	₹106.09 Cr	₹69.25 Cr	₹88.92 Cr
Employees	326	350	130	288

Gain deeper financial insights of this entity

Audited financials & ratios for Finin.

~~₹999~~₹249(excl. taxes)

Buy Financial Report

What you'll get

Financial Summary & Charts
Income Statement, Balance Sheet, Cashflow
Profitability, Liquidity & Growth Ratios
Audited Financial Statement (AOC-4)

Compounded Annual Growth Rate

Derived from multi-FY filingsLocked

Metric	Latest value	1Y CAGR	3Y CAGR	5Y CAGR
Revenue	₹77.96 Cr	+5.9%	+7.7%	+0.3%
Profit after Tax	₹-3.48 Cr	+17.8%	+20.0%	+12.2%
Net Worth	₹72.61 Cr	+0.8%	+16.9%	+5.6%
Employees	326	+19.8%	+22.2%	+11.9%

Gain deeper financial insights of this entity

Audited financials & ratios for Finin.

~~₹999~~₹249(excl. taxes)

Buy Financial Report

What you'll get

Financial Summary & Charts
Income Statement, Balance Sheet, Cashflow
Profitability, Liquidity & Growth Ratios
Audited Financial Statement (AOC-4)

Financial Ratios

Profitability · leverage · efficiencyLocked

FY	Revenue	PAT	PAT margin	Rev growth	ROE	ROA	D/E	Rev/emp
FY2024-25	₹77.96 Cr	₹-3.48 Cr	-4.46%	+12.75%	-4.79%	-3.09%	0.23	₹23.91 L
FY2023-24	₹66.89 Cr	₹-2.13 Cr	-3.18%	+13.52%	-3.95%	-2.01%	0.32	₹19.11 L
FY2022-23	₹48.25 Cr	₹-1.79 Cr	-3.70%	-3.68%	-6.76%	-2.58%	0.86	₹37.12 L
FY2021-22	₹63.70 Cr	₹-2.07 Cr	-3.26%	+0.84%	-5.82%	-2.33%	0.49	₹22.12 L

Gain deeper financial insights of this entity

Audited financials & ratios for Finin.

~~₹999~~₹249(excl. taxes)

Buy Financial Report

What you'll get

Financial Summary & Charts
Income Statement, Balance Sheet, Cashflow
Profitability, Liquidity & Growth Ratios
Audited Financial Statement (AOC-4)

Cap Table & Shareholding

Promoter · institutional · publicLocked

Category	Shareholders	Shares held	%
Promoters	3	1,84,75,439	68.30%
Institutional Investors	3	31,94,518	11.81%
Public & Others	35	53,80,972	19.89%

See the full shareholding pattern

Promoter, institutional & public holding for Finin.

~~₹499~~₹169(excl. taxes)

Buy Financial & Company Filings

What you'll get

Incorporation Documents
Change in Directors & Designated Partner
Board Resolutions
Financial Statements & Annual Filings
Charge Documents (Summary)

Peer Benchmark

5 peersSame sector (is Banking Tech) — nationwide

MetricThis companyCohort medianCohort P75Quartile

Revenue (latest FY)

—

PAT (latest FY)

—

Employees

—

Paid-up capital

—

Compliance Health

Bottom quartile · P0

Top 5 in is Banking Tech

by healthView all ›

A&A Dukaan Financial Services Private Limited

Tamil Nadu · Inc 2008

Paid-up

Revenue

A · 96

Ziploan

Delhi · Inc 2015

Paid-up

Revenue

C · 63

0.5bn Finhealth

Karnataka · Inc 2018

Paid-up

Revenue

C · 63

Advarisk

Maharashtra · Inc 2016

Paid-up

Revenue

C · 63

Creditas

Haryana · Inc 2015

Paid-up

Revenue

C · 63

External data sources

7 plannedWhat lands here as ingestion comes online

GSTIN Registrations

Planned

GST portal

Per-state GSTINs + GSTR-1/3B filing cadence + turnover bracket. PAN-keyed scrape.

MSME Payment Delays

Planned

MSME-1 form

Half-yearly disclosure of payments delayed beyond 45 days to MSME suppliers.

Related Party Transactions

Planned

AOC-4 schedule

Counterparty, nature, transaction value. Inter-company loans, sales, royalty.

Credit Ratings

Planned

CRISIL / ICRA / CARE feeds

Long-term + short-term ratings, with rationale on rating actions.

Trademarks

Planned

IP India Trademark Registry

Applied, registered, opposed. Class numbers + status.

Patents

Planned

IP India Patent Registry

Applications and grants. Inventor names + filing dates.

Legal Cases

Planned

eCourts + Indian Kanoon

Ongoing + past litigations the entity is party to.

Each source is wired as a separate ingestion adapter behind the scraper. Live status flips per CIN as records land.

FAQs about Finin

When was Finin incorporated?

Finin was incorporated in 2019. Its CIN is U67200KA2017PTC166507 and it is registered with the relevant Registrar of Companies.

Where is Finin located?

Finin is headquartered in Karnataka.

What sector does Finin operate in?

Finin operates in the is Banking Tech sector (NIC code 67200), classified as Indian Non-Govt Company.

Who are the directors of Finin?

Director details for Finin have not yet been extracted from MGT-7 filings.

What is the paid-up capital of Finin?

Finin has authorized capital of — and paid-up capital of —.

Does Finin have any open charges?

Finin has no open MCA-registered charges on record.

What is Finin's Compliance Health Score?

RegisterKaro's Compliance Health Score for Finin is 30/100 (grade F), based on 9 weighted signals across MCA filings, charges, directors, capital, and overall status. 3 of 9 signals passed.